Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,622 total


Verified November 18, 2022

The best

When I first got Toast from the shelter, they said she was totally healthy—I just activated this special Trupanion offer for rescues that same day because I thought, "Well, why not?" I am so grateful for Trupanion. I've only had Toast for a bit over two years, and we've already been through surgery for mammary tumors, TPLO for a CCL tear, luxating patella surgery, testing and treatment for heart disease and liver disease, and more. She had a hard life before me (she's full of BB pellets and has some old injuries) and she deserves only the very best care now. It's not fair that she has to go through so much, but I am so grateful to Trupanion for helping me make sure she gets what she needs. They have saved me tens of thousands of dollars, and they've saved my baby's life and quality of life over and over (on a teacher's salary, there's only so much room on the credit cards). My only regret is that I wish I'd sprung for complementary care coverage for physical therapy, but that was me being shortsighted when I signed up. Anyone who has a dog should get insurance, and Trupanion is literally the best there is.

Insurer: Trupanion

By: A. Star

Useful
Verified November 18, 2022

Good coverage and customer support

I am new to pet Insurance and wanted to cover our new week old chocolate lab puppy. I spoke with Jaqueline as my wife and I had a few questions. She was able to explain our coverage details, claim procedures and reimbursement time frames. Time will tell if Furkin covers us when we make a claim. I did feel that Furkins coverage was a nice balance between other companies which offered unlimited which seemed a little excessive and static limits which didn't seem high enough.

Insurer: Furkin

By: Tim

Useful
Verified November 18, 2022

Easy and fast to submit my claim and get reimbursed.

Easy and fast to submit my claim and get reimbursed.

Insurer: Trupanion

By: An

Useful
Verified November 18, 2022

Everyone has always been so helpful when I have had to call with a question.

Everyone has always been so helpful when I have had to call with a question. I also must add when my handsome English cream Golden Retriever required major surgery this past year, Trupanion was wonderful and impressive. No more soft dog toys for Rhett, as he eats/swallows them. Yikes! Never good.

Insurer: Trupanion

By: Sue

Useful
Verified November 18, 2022

Love Trupanion !

I had to use the claim process several times over the past 6 months. I couldn't ask for a more user friendly experience. I completed the claim forms online and within days I was reimbursed. I also received emails/texts along the way letting me know the status.

Insurer: Trupanion

By: Randee

Useful
Verified November 18, 2022

My sister has had to use her Trupanion insurance for her labradoodle several times.

My sister has had to use her Trupanion insurance for her labradoodle several times. This is my first time having to use it since I started with Trupanion 4 years ago and Brenda was so nice and helpful while I navigated the claims submission process. She was patient and kind and didn’t try to rush me along to get to another call.

Insurer: Trupanion

By: Kristen

Useful
Verified November 18, 2022

Trupanion is everything

quick efficient and easy!

Insurer: Trupanion

By: Danielle

Useful
Verified November 18, 2022

Always friendly professional prompt service for the past 9+ years.

Always friendly, professional, prompt service for the past 9+ years. Most appreciated. Trupanion offers a comprehensive coverage plan(s), flexible deductibles, affordable rates, and the coverage limit(s) aren’t matched by most other insurers operating in this arena. The basis of claim payout-90% coinsurance, subject to deductible, if applicable, no limit coverage is one of the reasons, when asked about pet insurance by friends, family, people in general, I recommend Trupanion above other insurers. Over the past years I’ve been able to adequately care for my dog’s health needs/issues because you’ve helped make that doable, possible. Thank you.

Insurer: Trupanion Canada

By: Danna

Useful
Verified November 18, 2022

Claims with Trupanion are always a positive experience.

Claims with Trupanion are always a positive experience. I am so grateful for Trupanion.

Insurer: Trupanion Canada

By: Dora

Useful
Verified November 18, 2022

Good service

I like that the vet is paid directly from Trupanion and I don’t have to wait for reimbursement

Insurer: Trupanion Canada

By: Susan

Useful

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