Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,366 total


Verified October 11, 2023

Okie Dokie

Trupanion is very quick to respond to simple claims like meds. Special problems take a bit longer

Insurer: Trupanion

By: Alan

Useful
October 11, 2023

Horrible Horrible Horrible

It’s been four months since our claim was filed At least one phone call per week since June 2023 sometimes several calls a week Keep getting the run around The infamous line ”The Check is in the mail” or we canceled the check and reissued it I’ve asked to have it sent certified mail I have asked to have it escalated I have asked o speak to a manager etc… I am initiating a claim with the Department of Insurance and Banking against this Insurance Compamy Horrible Do Not Use MET LIFE PET Insurance My reviews will be shared on my Social Media pages We are still waiting for payment. Ironic you have gotten our monthly payments on time though

Insurer: MetLife

By: Rae

Useful
October 11, 2023

Amazing Claim Service

I have worked in claims many years and have never found a company with such quick turnaround on a claim. I needed clarification on a point and the claim representative was cheerful and well informed.

Insurer: AKC

By: Laura

Useful
October 11, 2023

I'd never want to be without it!!

My lab, Mandy, was diagnosed with mast cell tumor cancer at the age of 1 1/2. I don't even like to think about the outcome if I hadn't purchased this insurance when I first got her. Most years since, we've maxed out on the policy. Without it, I doubt we could have afforded to help her through this disease. Filing a claim is so easy-just a pdf of the bill uploaded, and by the time my charge bill is due, the funds are in the bank. The staff has also been so helpful when I've had questions.

Insurer: MetLife

By: Linda

Useful
October 09, 2023

Easy process

Our previous insurer consistently found reasons to limit or deny reimbursements. Even if the vet requested a test or procedure, that company denied coverage. We could only afford accident/preventive care so out-of-pocket expenses were astronomic. Met Life seemed more expensive but has proven to pay for itself. One of our 3 dogs developed aspiration pneumonia and required 3 1/2 days of ICU care; within 3 weeks we'd received 80% reimbursementon a bill of over $5,500.

Insurer: MetLife

By: Jamie

Useful
October 09, 2023

Its a scam...

People who get pet insurance usually want something they can rely on to be there when their little child animal gets sick or hurt, knowing they are unable to afford the vet bills. In this case, PetsBest is a huge scam taking over a month just to deny all my claims from taking my dog to the vet from being very ill. Causing another round of bills to come by to collect just so they can take their time and say no while cashing out my monthly bill.

Insurer: Pets Best

By: Thanh

Useful
October 09, 2023

Thank you

Thank you for the quick and easy submission of our claim. It was so easy and we got our reimbursement within a few days. Highly recommended

Insurer: Lemonade

By: Teresa

Useful
October 08, 2023

Excellent pet insurance

I am very happy and glad I went with this Insurance. Claims are easy to process and if there’s an issue the customer service support is fantastic.!! Kudos MetLife pet insurance 😊

Insurer: MetLife

By: Sharon

Useful
October 08, 2023

Finds any way possible to not pay

So frustrating make sure you read the fine print... they really don't cover much.

Insurer: Fetch Canada

By: Andrea

Useful
October 07, 2023

What’s not covered

Pup was born with 1 kidney, colitis and has chronic gastritis. His primary renal med isn’t covered. It has herbal components to to it so they do not cover it. W/o it his renal functions tank. For colitis prescription diet not covered. Yet the OTC for gastric conditions are

Insurer: Pets Best

By: Carol

Useful

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