Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,685 total


November 20, 2022

Great pet insurance

I had another pet insurance for the first month until I realized that nothing was covered for the wellness. I canceled it and got lemonade because of the wellness package. I saved some money already for the first pet visit to get a booster for my puppy. The claim was super easy and it was approved within minutes. I wished I got lemonade since day 1.

Insurer: Lemonade

By: Jen

Useful
Verified November 20, 2022

Horrible Experience. Sneaky.

I never write reviews, ever. But, this calls for one. My dog has developed separation anxiety. He is one. Before talking to my vet, I contacted a Trupanion customer service representative to ask if the medication I am considering is covered and to look at my plan to ensure things are in place to go forward smoothly as this was my first time making a claim. I have had Trupanion since my dog was 8 weeks old to make sure nothing was pre-existing. I was told that everything was good and I just had to work my way up to the $700 deductible and then my medication would be covered 90%. This was a lie. I woke up today to an email explaining that my dog would not be covered as apparently I needed to purchase a specific rider policy for separation anxiety 30 days into starting my Trupanion account for my dog. I was NOT told this. I am now on a medication that is $127 a month for my dog (AFTER BEING ENSURED ALL WAS IN PLACE AND GOOD TO PROCEED) that will not be covered in any way as either way I cannot add the rider to my plan and it is now considered a pre-existing condition. Absolutely ridiculous. Talk to multiple representatives before starting a medication to make sure you aren’t in the same boat as me. Apparently that’s needed. Very angry and upset with the service and lack of transparency.

Insurer: Trupanion Canada

By: Kaitlyn

Useful
November 20, 2022

Great protection for your pet

Lemonade provides a seamless experience fueled by great technology. The claim process is easy and efficient. Everything is submitted via the app and my claims have been processed very quickly, some immediately! I also appreciate that the team at Lemonade (thanks Eileen!) followed up to check on my dog after her illness. I never wanted to choose between caring for my pet or paying a large medical bill. Lemonade was the perfect solution.

Insurer: Lemonade

By: Ryan

Useful
Verified November 20, 2022

Because of Trupanion,Bear is still alive

Trupanion alleviated the financial burden of our dog needing to have emergency, life saving surgery. We’ve been telling literally anyone with pets about how wonderful Trupanion has been for us.

Insurer: Trupanion

By: Stacie

Useful
Verified November 20, 2022

Best Pet insurance by far

Amazing experience. The support and claim procedure was fast and helped us out greatly.

Insurer: Trupanion

By: Serif

Useful
Verified November 20, 2022

Excelente Service and Coverage

Excelente Service and Coverage

Insurer: Trupanion

By: Patricia

Useful
Verified November 20, 2022

Satisfied customer

Easy to submit and prompt

Insurer: Trupanion

By: Joanne

Useful
Verified November 20, 2022

Slow reimbursement.

Have yet to receive reimbursement checks…it’s been a few weeks since I submitted the claims.

Insurer: Trupanion

By: James

Useful
Verified November 20, 2022

Taking a long time to get my claim

Taking a long time to get my claim

Insurer: Trupanion

By: Karen

Useful
Verified November 20, 2022

The best coverage and very quick!

The best coverage and very quick!

Insurer: Trupanion

By: John

Useful

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