Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


April 27, 2023

Exceptional Insurance -- Nationwide

I have the Nationwide policy that pays 90% on all claims. They do not pay for grooming, etc. But all health related items are paid at 90%. They do not charge based on claims but age. I had policy with Nationwide prior to this one that pays 90% and they still have it (I believe) and pays a lower percentage -- same service and claim rating as insurance I now have.

Insurer: Nationwide

Veterinarian: Perrin-410 Animal Hospital (Closed March 31, 2023)

By: Virginia

Useful
April 27, 2023

Great Job by all

Excellent service easy efficiant processed claim very quickly hassle free highly reccomend

Insurer: Pets Plus Us

Veterinarian: Carlton Animail Hospital St.Catharines ontario

By: Junior

Useful
Verified April 27, 2023

Easy process

This was my first time submitting a claim. I can't believe how easy it was through the Trupanion app. From submitting the claim to getting approved for payment was one week. Thank you for making a horrible situation end with a great result. I highly recommend Trupanion.

Insurer: Trupanion

By: Edna

Useful
April 27, 2023

Overall pretty satisfied

Generally, have been quite happy with ASPCA pet insurance. They are good about reimbursing vet expenses - based on the plan I have for both dogs. You have to be aware of the type of plan you have and what it covers but they are pretty good about explaining. I submit through my vet, so it's very easy. I feel, like most retirees, it's a little pricey on a monthly basis but has certainly helped out in the long run.

Insurer: ASPCA

By: Robert(Bob)

Useful
Verified April 27, 2023

Trupanion comes through again

I wasn't expecting to receive that much insurance money when I filed my claim for the emergency vet visit I completed with my Cavapoo, Lucca. He was having difficulty going to the bathroom and needed medical attention. I wasn't thinking about filing a claim during the hours I waited for him to be seen and provided for until I woke up the next morning and remembered that Trupanion is there for me. I filed the claim and they provided a substantial amount to cover my expenses at the emergency vet. I am both relieved and grateful that I have this insurance coverage for my pet.

Insurer: Trupanion

Veterinarian: Veterinary Emergency Group

By: Mary Ann

Useful
April 27, 2023

Overall

I couldn't have a better insurance. Getting the insurance was a breeze. I got a great deal for 2 dogs. Pricing, ease of submitting a claim, reimbursement and coverage of everything from care to follow up to therapy after surgery. I couldn't be happier.

Insurer: MetLife

Veterinarian: Oak Creek Veterinary Clinic

By: Tracy

Useful
Verified April 27, 2023

Every Claim unpaid

Every Claim I have made has been denied even to getting teeth taken out it makes no sense

Insurer: Trupanion Canada

By: Pauline

Useful
Verified April 27, 2023

Nemo's Vet visit

It made going to the vet stress-free and easy! I was able to worry about my cat Nemo's health instead of his vet bill. The vet hospital being able to use direct billing saved me from remembering to submit a claim later. Also I love that Trupanion will text me updates about my claims.

Insurer: Trupanion Canada

By: Mandi

Useful
Verified April 27, 2023

Reasonable Service with Trupanion

It would be nice if the adjusters/adjudicators followed the history of submissions. One invoice does not close the case and therefore the deductible shouldn't be applied a second time. And it shouldn't take several weeks before Trupanion owned up to its mistake. Also, Trupanion needs to cover more of the items on an invoice like ie. HST.

Insurer: Trupanion Canada

By: Gabriel

Useful
Verified April 27, 2023

Quick and easy

Very easy to use and quick

Insurer: Trupanion Canada

By: Ed

Useful

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