I have been so satisfied with my pet insurance through Embrace! I adopted my dog (~6-7 years old) in 2013 and couldn't be more pleased with my coverage through Embrace. My dog's had unexpected illnesses -- impacted anal gland, spondylosis, allergic reactions -- that Embrace has covered, along with treatments like monthly massages and acupuncture. This last month my dog suddenly started coughing up blood and we were faced with a diagnosis of lung cancer. Going through CAT scans and surgery, with chemotherapy in our future, I couldn't be happier with Embrace. They've reimbursed everything (80%) quickly, and its made the process much less stressful to be able to depend on Embrace to cover these costs and reimburse me in just a few days.