Roxy had blood in her urine. Turns out she had a bladder infection with a resistant organism. We had to put her on a very expensive antibiotic because it was the only one the bug was sensitive to. Now it turns out she also has bladder stones and will need surgery. Once the initial review was done by Trupanion, the multiple claims were paid almost instantly, within a day or two. So comforting to know that money is one thing I don't have to worry about when I am already so worried about my baby!