I was terrified when my 5 year-old cat stopped eating a couple of months after her littermate succumbed to lymphoma. I'd already submitted thousands of dollars in (paid) claims for one cat, and very quickly racked up thousands more for the other's two hospitalizations, extensive tests, and eventual emergency surgery to remove a foreign body and take biopsies. Without PetPlan, I don't know what I would have done. Fortunately, the biopsies turned up inflammatory bowel disease and not cancer, and my cat is still with me. I love PetPlan and recommend it to everyone I know - it's not the first time I've had a large claim, but even with a very expensive year, the claims were processed within a couple of weeks.