When I got my wonderful rescued Black Lab, Jack, three years ago, I decided to get health coverage so that I would never have to say 'no' for needed health care. I didn't expect to have to use it but when Jack ate a bag of trail mix with a ton of raisins and had to have his kidneys flushed. Most recently he had to have a rectal polyp removed. Healthy Paws was wonderful. So easy and quick to file a claim. Very good communication. And a quick payment. I highly recommend Healthy Paws to all my friends who love their animals.