Got insurance for our two lab puppies - just over 2 weeks after we got it, our puppy had an injury that required multiple x-rays, blood draws, IV & fluids, and 2 overnight stays, totaling over $1,300. Healthy Paws paid 90% of that! And, quickly, too. We submitted the claim and even though it was a first-time claim and they had to review all of the records, we had a check 7 business days later AND 2 special calls and emails to update us on the status and inquire about our puppy's healing. These people aren't just a business - they truly love animals! Best insurance decision we ever made!!