Pets Plus Us | Pet Insurance Review

4.0

out of 5

Number of reviews 874

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
4

out of 5

POSTED: | BY: Guy

Claim for TPLO SURGERY [ ACL TEAR IN LAYMEN TERMS ]

The policy is reasonable and the representatives are easy to reach and knowledgeable. The coverage is good and like everything their are some anomalies that can cause you grief but overall the insurance is peace of mind and covers a good portion of your expense. The paper process is not overly clumsy and nothing you wouldn’t expect from any reputable firm.
5

out of 5

POSTED: | BY: Marlien

They have have been very reliable throughout the years.

We purchased Shultz's pet insurance when he was young and healthy. He is now 10 and has some difficulties. His pet insurance has always come through for us. Every pet owner should have insurance for their babies, there will likely be a time you will need it.
5

out of 5

POSTED: | BY: Marlien

This pet insurance has served us well over the years, I would recommend it to any pet owner

We've had no problems with our claims. Buying pet insurance was one of the best choices we made for our fur baby. We bought it when he was young and he's now 10. I would recommend it to any pet owner
5

out of 5

POSTED: | BY: Marlien

We purchased this insurance when Schultz was young, he's 10 now. It has always covered our needs without question. Thank you.

Best thing we could have done for our 10 year old baby.
3

out of 5

POSTED: | BY: Pauline

Takes too long to be reimbursed

Everything okay submitting the claim, apart from Customer Services agent gave me the wrong email to send it to! Delay #1. When I finally emailed it to the correct desk, phoned 10 days later, spoke to SAME Customer Services agent who advised all would be sorted by 3 days later. Called again on 4th day, only to be told that agent was incorrect! Delay #2. Finally received my 80% back about 4 weeks after submitting first claim.
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Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us Pet Insurance detail
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.
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