Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 680

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.2
  • 4.1
  • Count
  • 18
  • 130
  • 680

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
4

out of 5

POSTED: | BY: Jen

Great company with Excellent coverage and affordable!

I really love Pets Plus Us- The agents are fantastic to deal with. I work at a Vet clinic so I am in contact with them regularity. They are extremely helpful and pleasant. My dog is young and luckily nothing major has gone wrong with him, however the minor claims I have submitted have been processed without any issues. I do wish however that they would have better dental coverage** Would definitely recommend
5

out of 5

POSTED: | BY: Ken Pidgeon

Awesome - Just awesome. Always someone there on the phone to talk to.

Great experience with PPU just 2 weeks post my dogs knee surgery. What an awesome insurance company. I have told everyone about them. Looking forward to changing my policy to PPU when my PC Pet Insurance comes due next year.
5

out of 5

POSTED: | BY: Caroline

Great efficient service

Thank you for the great service without your coverage I would be in so much debt and wouldn't have the extensive care options for my cat open to me.
5

out of 5

POSTED: | BY: John scott

Excellent

Injury to my lab were serious and very expensive. Documents attesting to injury were provided/submitted and reimbursement made within a very reasonable time. I have nothing but praise to the insurer, they did what the insurer was suppose to do, and in a timely manner , rare in today’s world
5

out of 5

POSTED: | BY: Wanda

Very happy with the speed and explanation of my claim.

This was my first claim for ear issues with my cat. They settled the claim quickly with clear explanations of what is covered or not by codes. I have also been very pleased with their answers to questions either by phone or in e-mails. Paws UP!

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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