Pets Plus Us | Pet Insurance Review


out of 5

Number of reviews 559

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.0
  • 3.9
  • 4.1
  • Count
  • 16
  • 72
  • 559
Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan. Learn more about Pets Plus Us plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Dave

Thankful for Pets Plus Us

Couldn't be happier with our pet insurance company! Fantastic customer service who's always available to answer our smallest questions. They have made it easy to be a responsible pet parent...thanks for everything you do!

out of 5

POSTED: | BY: Mackenzie

Wonderful Customer Service

Amazing company, everything a pet health insurance company should be!! Knowledgeable, friendly & helpful staff who truly care about their clients and have no limits when trying to help us. They are true to their word, up front and honest. We couldn't ask for more....Thank you for being there for us Pets Plus Us :)

out of 5

POSTED: | BY: Angela W

Peace of mind

Our puppy broke his leg ( at the breeders) and having trial puppy insurance allowed us to get the care he needed!Management was not available the day he needed surgery but it all worked out fine. It took a few weeks to receive reimbursement and there was a maximum of $1000 for the trial period but it sure helped... Overall satisfied customers

out of 5


Pets Plus Us Helped Save my Cats Life!

Pets Plus Us is the best! I am a first time cat owner and my wife convinced me to get pet insurance, after researching our options we chose Pets Plus Us, I sure am thankful I did. I was not aware of how sick a cat could get. I woke up one morning to my little guy crying in pain and not letting us anywhere near him. We rushed him to emergency vet where I found out he was blocked and could not urinate. He stayed in emergency for 5 days and they ran blood work and urinalysis frequently throughout the stay. Pets Plus Us covered the emergency fees, all the tests, his hospital stay and all the follow up care. They even cover some of his special food he is now on for life, now that is sweet! Thanks to them I did not have to limit the amount of time Loki could stay in hospital to save some money. The whole ordeal cost us over $4000 and Pets Plus Us reimbursed us promptly, no questions asked!

out of 5

POSTED: | BY: Annalisa Percy

Excellent Coverage and Staff

Among insurance companies I would rate Pets+Us highly because not only do they consider every claim very carefully, but they actually listen when you have concerns that they did not address at first. They are most willing to speak with the treating veterinarians as well as the customer and are always happy to answer either phone calls or emails. Coverage is very good for alternative care - not capped as many companies do, and while not everything is covered Pets+Us are very happy to tell you ahead of time what they will and won't cover. I also appreciate the military discount and ability to change coverage as needed. Only downfall is sometimes I do wait several weeks for a claim perhaps due to the complexity of my dogs health issues. I am happy to say that most alternative therapies were covered after some clarifications ! I would like to see a type of bonus reduction in premiums for those of us who keep our dogs fit and holistically healthy -:)

Monthly Cost

$19 – $89, depending on your chosen plan.


You have a co-pay of 10%, 20% or 30%.

The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000, $7,500 or $15,000 annually depending on your chosen plan.


$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll.

Waiting Period

Coverage begins after 48 hours for accident claims. A policy waiting period of 14 days applies for illness claims.


Pre-existing conditions are not covered.

All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim.

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides their Blue Ribbon Benefits free with any coverage plan. This provides owners with free 24/7 access to PetHelpFone™ and Pet Poison Helpline®, a subscription to Modern Dog or Modern Cat magazine, and more!

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