Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 682

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.2
  • 4.1
  • Count
  • 20
  • 131
  • 682

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Christine Zylstra

Protection and Peace of Mind!

As a Labrador Retriever breeder I know 'home-time' adjustments are stressful on pups - and that these curious 'toddlers' are eager to put everything and anything into their mouths! I want to send them home with the best start possible, and Pets Plus Us is a part of that. The added assurance of sending them off with Pets Plus Us coverage brings peace of mind that our pups will have the best veterinary care because bills will always be manageable. And now to see that they have partnered with Costco to offer members even more of a discount, icing on the cake!
4

out of 5

POSTED: | BY: S

Pretty Good

I've had a pretty good experience so far. The reimbursements are relatively quick and simple, and I really like that alternative therapies are covered. The only reason I'm not giving a 10 out of 10 is that my dog needed a surgery to prevent him from bloating (as he had bloated before) and Pets+Us argued that the surgery was prophylactic so they refused to cover it... I understand their argument, but the surgery was medically necessary for my dog, so it was pretty disappointing.
5

out of 5

POSTED: | BY: Annalisa Percy

Great service and support and coverage for my dogs

Very happy with Pets+Us Insurance for both my dogs. I am able to have the very best care including alternative therapies. Customer support is excellent and I feel like I finally found a company that listens to customers!
5

out of 5

POSTED: | BY: Vanita

The Best

My experience with Pets Plus Us was excellent.
5

out of 5

POSTED: | BY: Chris Dolbec

Deductibles. Way to high considering the monthly rates.

I found the deductibles very high. Considering the monthly cost of your plan etc. Wish they would cover more specialty food costs and long term meds
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Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us Pet Insurance detail
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.
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