Pets Plus Us | Pet Insurance Review


out of 10

493 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.2
  • 7.1
  • 7.9
  • Count
  • 6
  • 69
  • 493
Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan. Learn more about Pets Plus Us plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Linda &

Excellent Service

We have been clients of Pets Plus Us for just over a year and have had excellent service. Whenever I made phone calls with questions I was treated with respect and understanding and my questions were answered clearly and expertly. Our claims, unfortunately , have added up to quite a bit but never has there been any hesitation or delay. Payment of claims has been very prompt.

out of 10

POSTED: | BY: Tegan


I just signed up for insurance for my dog and the woman I spoke to, Melissa, was extremely helpful and helped explain everything in Amazon detail that I could easily understand. I feel great knowing that my dog is well looked after in the Pets Plus Us pack.

out of 10

POSTED: | BY: virginia


First experience with pet insurance - have 5 pets. Breeder offered voucher and while coverage under voucher was limited, once I signed up for full coverage the service has been amazing. My puppy has HOD and our therapy costs are over $1000/mo. Covered per my policy at 80%, no hassles, questions and very helpful advice about how to benefit from this plan. The advocates are prompt, compassionate, knowledgable and efficient. One piece of advice, try to set up your coverage 48 hours before picking up your pet, and get full coverage, not a voucher program. I almost did not renew after the voucher, but so glad I did. Puppy is getting the best possible chance for good health thanks to this plan!

out of 10

POSTED: | BY: Sarah

Refreshingly Wonderful!!

I hadnt heard much about pets plus us and took a bit of a leap of faith in signing my puppy up for insurance, but to me, there just seemed to be a catch with the major companies in my area (petsecure and trupanion). I am SO happy I chose them as my insurance company. The monthly payments are affordable and fair and there are a number of coverage options so you can choose what fits best for you and your pet. They have been BEYOND helpful and friendly every time I call with a question and always seem concerned with the well being of my dog when she's not feeling well.They are real people who really care. I am also very impressed with the ease of making claims and getting reimbursement for the claims-so hassle free and FAST! The money was in my account 2 days post claim with no questions asked. My dog was just diagnosed with food allergies and they will even pay a portion of her expensive hypoallergenic food from the vet. This is an amazing company and I recommend it to all pet owners! They are THE best.

out of 10

POSTED: | BY: Lisa Smith

Happy Customer

I am a veterinary assistant and have used Pet Secure for my dog in the past. After three incidences of them attempting to withdraw money from my account too early, resulting in expensive NSF fees from my bank, and their unwillingness to correct or even acknowledge the mistake I decided to switch to Pets+Us after meeting our local rep in clinic. I had never had to make a claim thankfully with Pet Secure so I cant personally attest to their process but I have had to with Pets+Us. I received an email just a few days later to say the money had been put in my account. They actually overpaid me by about $100.00. I called to ask them about it and was told I would get a call back. I did and the woman said in a nutshell, "Merry Christmas, our mistake". I was concerned about getting dinged for it later, which hasnt happened. Just a couple days later i filed a small claim for some extra pain medication and antibiotics for my dog, expecting I would get nothing back due to the over payment. Two days later, more money showed up in my account. Very happy customer!

Monthly Cost

$19 – $89, depending on your chosen plan.


You have a co-pay of 10%, 20% or 30%.

The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000, $7,500 or $15,000 annually depending on your chosen plan.


$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll.

Waiting Period

Coverage begins after 48 hours for accident claims. A policy waiting period of 14 days applies for illness claims.


Pre-existing conditions are not covered.

All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim.

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides their Blue Ribbon Benefits free with any coverage plan. This provides owners with free 24/7 access to PetHelpFone™ and Pet Poison Helpline®, a subscription to Modern Dog or Modern Cat magazine, and more!

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