Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 684

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.2
  • 4.1
  • Count
  • 20
  • 128
  • 684

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

VETERINARIAN: C

POSTED: | BY: Anders Kullgren

Excellent

The speed in handling my submission was speedy and accurate. Having selected PetPlusUs was a brilliant decision. Having an insurance during difficult times with my dog was very helpful and valuable.
4

out of 5

VETERINARIAN: Main Street Animal Hospital

POSTED: | BY: Tracey Irving

Review

Good
5

out of 5

VETERINARIAN: Eaglehill mission bc

POSTED: | BY: Angelique Dipp

Happy pets

I would recommend Pets plus us to anyone, I've had nothing but amazing service from the staff.
1

out of 5

POSTED: | BY: T W

Absolute Scam

Didn't cover a single claim I made for my less than 1 year old dog. Absolutely a waste of money and a scam.
5

out of 5

POSTED: | BY: Tanya Jopling

The best decision I made after bringing home my new puppy!

I’m so so so happy I choose to go with PetsPlusUs pet insurance, I would and I do recommend them to everyone who is considering pet insurance and definitely if your bringing home a new puppy! I can’t tell you how much peace of mind I had when my puppy ate something he shouldn’t have and we had an emergency hospital stay, I didn’t hesitate to leave him and had I not had the insurance I would have had to put my financial situation before my puppy’s care. I recommend PetsPlusUs for the following reasons, 1) immediately underwrite the policy, so from day one you are aware of any policy exemptions that would be considered pre-existing. 2) I’ve never had a claim denied 3) the Veterinary Clinic submits on my behalf and I’m reimbursed within 2-3 weeks 4) I’ve had several claims for both accidents and illness and my premiums have not increased with my annual renewal which is automatically renewed which is awesome! 5) my premiums are very affordable I looked at several other options and most were ridiculously high premiums, it costs me more to fill my vehicle with fuel than it does to pay my monthly premiums! The only way they could improve would be to offer direct billing.
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Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us Pet Insurance detail
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.
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