Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

Great choice for Insurance

Well worth the premium. Never disappointed
5

out of 5

POSTED: | BY: Rochelle

Satisfied

Thank you for reimbursing us for our vet bills and for doing so in a timely manner.
5

out of 5

POSTED: | BY: Bob

They've Earned Our Loyalty

We've been policyholders for 15 years and with four different pets. Two of our pets experienced some serious (and ultimately prematurely fatal) health issues. Nationwide handled our claims very fairly and promptly, and thereby positioned us to provide our pets with the best possible care. They have earned our loyalty.
5

out of 5

POSTED: | BY: Toni

Very seldom do I need to talk with someone, which shows the ease of how the site works.

Very satisfied.
5

out of 5

POSTED: | BY: Joanne

Love Nationwide Pet Insurance

I love Nationwide Pet Insurance because it covers my Frenchie nose to tail! Only complaint is the amount of time it takes to get reimbursed for a claim. And that the only cost is higher than when we started 3 years ago. But otherwise I am happy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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