Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valerie Amos

Best service ever

Always easy to file a claim. Prompt response time. Thank you Nationwide.
5

out of 5

POSTED: | BY: Dianne Singer

Efficient

So far so good for my new puppy
5

out of 5

POSTED: | BY: Rita Smith

Great

Great!
5

out of 5

POSTED: | BY: Chanda Lawless

I am very thankful for Nationwide!

I wasn't convinced that I needed to have insurance because to me it was a gamble and I didn't think I needed it. I decided to go ahead with it since Great Danes can have a lot of health issues. I am so thankful I did because it has helped out many times.
4

out of 5

POSTED: | BY: Brenda Lennon

Great Insurance with flaws

You, by far have the best insurance going, but you have some serious flaws that when VPI had it were not an issue. I am not happy with you, or way you can "try" to upgrade to a better plan when it becomes available. My dogs are caught in a catch 22 with this issue and it upsets me. Unlike his human parent being able to upgrade their insurance at renewal time, I am stuck with what I got to like it or not.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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