Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather Horton

Happy Customer

I am so very happy with the coverage I am offered for my pet. Nationwide is so easy to work with. I highly recommend them to anyone.
5

out of 5

POSTED: | BY: Darlene Phillips

Nationwide Pet Insurance is terrific! Wish I had purchased a policy when she was a puppy.

Nationwide is great; easy to file claims and prompt claim service.
5

out of 5

POSTED: | BY: Jourdon Hunter

Working with Nationwide Pet Insurance was a pleasant experience

After filing my claim for our bulldog, we were getting worried after a couple months of processing that our puppy’s claim wouldn’t go through. Trusting the process was what we believed in and when we found out the claim was approved, it couldn’t have came at a better time. Thank you Nationwide!
5

out of 5

POSTED: | BY: Sharyn Stamp

You guys are awesome

We are the parents of Junior (recently passed) Hutz and Jewel. All Boxers and being boxers they have had their share of illnesses and cancer. I don’t know what we would have done without this insurance! When Junior was going through chemo it was a God sent! I told everyone in the animal hospital about you and some got the insurance and others their dogs were to old! I can guarantee that their next pet will have this insurance! As you know our boxers have had numerous cancer surgeries and financially it would have been a nightmare making decisions on their life. Again thank you so much for being there for our fur babies!—the Stamps
5

out of 5

POSTED: | BY: Linda Bastarache

Surprisingly Easy to Use and Makes Total Sense for Us

Despite the fact that we have a senior dog with a laundry list of pre-existing conditions, this plan has paid for itself and more. I can submit claims straight from my phone, which is huge. The hardest part is having to call my vet a couple of days after the visit to get the medical notes and it does usually take about 30 days to get the reimbursement, but so far I haven't had to argue about anything I've submitted. The only thing easier would be if Nationwide worked directly with my vet, but for the price I'm happy with the peace of mind it has provided us since we worry far less about how much the trips to the vet will cost.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review