Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Maria

It is an easy process but 30 days to pay is a little slow.

I really like how easy it is to submit claims. However I feel that taking up to 30 days to pay the claim on a straight forward bill is a bit excessive.
5

out of 5

POSTED: | BY: Rafael

just great

Just great service overall
5

out of 5

POSTED: | BY: Allison

You guys are the cat’s meow!

My 2 cats have been insured through Nationwide for 1.5 years and it’s been a great experience for them (the cats) and me. The few times I needed to call were handled very professionally with agents who are pet owners themselves, so they speak my language. Always very polite. My cats give them 2 paws 🐾 up!
5

out of 5

POSTED: | BY: Carol

Almost 10 Years!

I’ve had this insurance on Beau for almost 10 years now...I think that says it all! Never a problem, always excellent service! Thank you!!
5

out of 5

POSTED: | BY: Sylvie

Great service. Claims are paid promptly.

Very happy with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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