Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beth Johnson

Great coverage and fast reponse on claims

I have been pretty impressed with what Nationwide has covered for Angus. I think actually his insurance is better than my own. I feel like we are working as team to get Angus back to great health and it is working!
5

out of 5

POSTED: | BY: Susanne Snearly

Love the rapid response

I love Nationwide customer service and claims procedures.
5

out of 5

POSTED: | BY: Jeffrey Brazier

There is always comfort in good insurance. Nationwide is the best.

I bought my Labrador Retriever from a reputable breeder. He was (is) headstrong and I purchased a major medical healthcare plan. I could hear my father's voice in mny ear saying, "Why?" Well, I just felt that Finn was aggressive. While training, he hurt his left ACL approximately 2 years ago. Nationwide quickly responded to my claim. I paid very little of a significant bill. In December of 2019, he tears his right ACL. Again, a quick claim with excellent customer service. Finn is close to finishing his recovery and all is well. Nationwide is and will continue to be a part of our family insurance. Thanks Nationwide. You truly are on my side.
5

out of 5

POSTED: | BY: Phyllis Willner

Works well for me

Questions are answered clearly and promptly. Large expenses are paid without question.
5

out of 5

POSTED: | BY: Leslie Kutcher

Responsive and Promptly

Very lucky to have such insurance
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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