Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

Thank you

Claims are very easy to submit.
5

out of 5

POSTED: | BY: Stephanie

So easy!

I’m so happy to have this pet insurance. Claims are super easy and fast.
5

out of 5

POSTED: | BY: Greg

I have had nationwide for over 10 years and every experience has been wonderful even through the tuff times

I have had nationwide for over 10 years and every experience has been wonderful even through the tuff times
5

out of 5

POSTED: | BY: Christopher

Great Service and piece of mind knowing CJ Is covered medically.

Great company for pet insurance!
5

out of 5

POSTED: | BY: Shana

Two more claims approved

Recently our baby boy came walking up with a limp tail. He had been fine in the morning, but when I saw him later the back end of his tail was sagging, even when he was trying to hold it up as he walked towards me. I was worried, of course, so about twenty minutes later we were at the vet with him. The vet didn't find the cause of the limp tail, though he didn't find any fractures. He gave him two shots - an anti inflammatory and Convenia, just in case, and he took him home to keep an eye on him. Our bill was about $170. I also decided to follow that up by buying some flea meds (we had the whole wellness plan, which covers most things). I submitted all of the paperwork and proof of purchase of the flea meds within about 24 hours. It didn't take too long to get approval notices, and the checks have arrived covering 90% of the costs, save for the $100 yearly deductible. Every time I have submitted a claim it has been accepted and the insurance has sent a check without hassle. I will say I try to be very orderly - I give all of the paperwork in a PDF file right away and fill out the form and send it via e-mail. I feel safe knowing that we have this insurance for our boy. And, fortunately, his tail has healed up and it back to normal now! We aren't positive about what happened, but the vet visit and some careful observation, along with keeping him cooped up for a little bit while he recovered, did the trick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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