Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cathleen

Great coverage!

Although we have had this insurance for years, we typically would only come in under the deductible. This year, my dog had a couple of urinary tract infections, and we submitted the claims and were reimbursed quickly!
5

out of 5

POSTED: | BY: Patsy

Coverage for Cadi

Nationwide has been the Insurance coverage for Cadi for the past few years. The coverage and refunds have been handled expediently, and without question is the best customer service, who go above and beyond the call of duty. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: Edna

Pet insurance

I’m glad I bought this pet insurance you never know when your dog will need it! It came in handy for the reimbursement of Wolfman’s surgery!
5

out of 5

POSTED: | BY: Rui

Claiming was easy, fast reimbursement

Our soon to be 1 year old dog needed care; care included imaging, and medication. Performing the claim online was easy, and reimbursement was fast. Great service.
5

out of 5

POSTED: | BY: Linda

Extremely efficient and fair insurance!

Very reliable professional and efficient Insurance. The claims are super easy to submit. Once I had to call and question why a claim wasn't covered and it was addressed asap.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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