Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Ben Morgan

Claims are easy, but the company is pretty good at looking for ways out

For the few claims I have put in that actually went through, that much has worked great. But because an initial checkup for my adopted cat I mentioned she's been throwing up every now and then since I adopted her (which was before I got this policy), which turned out to be hairballs in the end (I'm not used to long haired cats!) and treatable at home, she was labeled with "gastropathy". Despite a somewhat heated argument with a supervisor over the phone the conclusion was that for 6 months if my cat came down with ANYTHING that gave her a symptom of "gastropathy" or "throwing up" she was not covered! Cats will barf for almost any reason! That means I've only been covered for flea meds, and MAYBE just MAYBE a wellness check if I needed it as long as it wasn't because she was BARFING. Meanwhile I'm paying $65/mo. VERY DISSATISFIED!!!! The underwriters are cold and cannot understand basic common sense. You give them one small reason, one slip of a tongue, and they'll write you off. But I guess that's insurance companies for you? Now that my six months are up, I get to fill out a form to have this reviewed, but the instructions on how to do so are not helpful or easy to find. not to mention, there's no email to send the form to, only fax! I'm locked down because of this virus so I don't have access to a fax!
5

out of 5

POSTED: | BY: Mr. Hugo

Great Service and easy to use

Very good and easy to use I strongly recommend this insurance
5

out of 5

POSTED: | BY: Kirk Shaffer

Very Easy claim process

Extremely easy claim submission and approval process. Kept me informed along the way and didn't have any issues.
5

out of 5

POSTED: | BY: Cecilia Franchim

I’ve been using your services since my first previous dog. You do great, thank you!!!

My dog has hypotireodism and allergy issues and I’ve been using this company since my previous dog that struggled with diabetes and lymphoma. They never failed to answer my claims. It’s the best thing you can have it’s a pet insurance, to not have finss as ncisl surprises specially at the third part of their lives. I recommend this company., They!re reliable and return your claims quickly .
5

out of 5

POSTED: | BY: Lisa L

They make it easy to take care of my pet without being stressed about the cost!

I was so worried about my little yorkie and his surgery, but the one thing I didn't have to worry about was how I was going to pay for it!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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