Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Would never be without pet insurance

Belle is the first dog I owned and decided to look into pet insurance for her. I researched several pet insurance companies and am happy I chose Nationwide. They have been professionals from the beginning and I have never had any issues with them. My claims have always been processed promptly. Having pet insurance helps with vet bills and I will never be without it again.
5

out of 5

POSTED: | BY: Victor

Easy and fast

the claim process was so easy and they refunded me all that I expected. No additional questions or form. I was skeptical going into the claim process that they would fight me on it. This was not the case it was so fast and simple. I very much appreciate the service to take care of my pet
5

out of 5

POSTED: | BY: Joseph

Very good service and would recommend it to all pet owners.

All claims that I have submitted for Chloe are processed in a timely manner.
5

out of 5

POSTED: | BY: Karin

Filing the claim was possibly the easiest part of our dog's illness!

This process could not have been easier, or faster! What a relief to have our Indie's coverage! Thank you!
5

out of 5

POSTED: | BY: Robert

Good experience

I find the Nationwide Pet insurance program to be a valuable tool in managing medical expenses incurred with the care of a dog. The claims process is paperless and simple and reimbursement is prompt.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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