Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathrine

Wonderful and easy

Claim was super easy to file, and was all taken care of quickly. When I called with questions prior to submitting it, the customer service was great, and all my questions were answered.
1

out of 5

POSTED: | BY: Mohamad

Misinformation

The reimbursement process is convoluted. They only offer you to go through Chase Bank. We submitted 2 claims. One went ok. The 2nd one we never received anything yet. When we called they said they had a different email than what we provided. However the first time around they had the correct email, It’s been 4 weeks and we are still waiting on the reimbursement. The customer service rep was of no help. No matter how I tried to explain to her nothing changed since the first claim, she kept on going to her script. We will not be using this insurance going forward.
5

out of 5

POSTED: | BY: Kim

Great Experience

I love Nationwide!!
5

out of 5

POSTED: | BY: Delana

Wonderful

No problems, quick claim turnaround. Great service.
5

out of 5

POSTED: | BY: Jeanne

Best coverage, fast reimbursement, no hassle

With my other dogs I had a different pet insurance company that always had a reason for not fully reimbursing claims and it was a very cumbersome process. Nationwide Per Insurance makes it easy and I have reimbursement in my bank account within days. They are the best!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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