Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dorian Ferrari

Best pet insurance hands down

We had a previous dog that needed multiple surgeries over time that ended up costing us nearly $10k. After he passed, we swore our new pups would be insured. Healthy paws was highly recommended by our vet, and that was 7 years ago. We've had nothing but praise for the way they handled claims, followed up on sick pups, and were just so easy to work with. Over time the claims process got easier and faster, and now days I have a direct deposit within days of submitting and that was even with major TPLO surgery one our furbabies had to have recently. I just wish my own medical was as easy to work with.
5

out of 5

POSTED: | BY: Sarita Hampton

The best pet insurance experience.

We have two American Cocker Spaniels, adopted in 2014 at the ages of 3 and 5 at the time. We started them with Healthy Paws right away and have been completely satisfied with our experience. The ease of filing a claim and the response time is superior in every way. We would highly recommend this pet insurance company.
5

out of 5

POSTED: | BY: PJ2018

I highly recommend Healthy Paws pet…insurance and here is why!!

I highly recommend Healthy Paws pet insurance. I took out insurance on a healthy 3 year old adopted dog from the local Humane Society. A few months after I adopted him, it became apparent that he had significant seasonal allergies and was started on allergy immunotherapy (not Cytopoint or steroids) but actual immunotherapy). Healthy Paws covered the testing, immunotherapy and medications at my initial 90/10 plan rate later I changed to the 80/20 plan.He had a “normal” annual physical exam in March of 2020 but in April he was diagnosed with a bleeding ulcer and IBD which is apparently similar to Crohn’s in humans. I can say that the cost of emergency care at a University small animal hospital, diagnostic workup, surgery and prolonged care including around the clock tube feedings and medications at home as well as local follow up visits/labs, chronic medications etc is enormous. And no one wants to be faced with the heart breaking decision to euthanize a pet/family member due to inability to pay for medical care. So far, Healthy Paws has continued to cover the expenses at my plan rate. It is extremely easy to submit a claim, just take a picture of the paid invoice and upload it to HP through their APP. The claims are handled in a timely manner and I have had no significant problems. Occasionally they will need “further documentation” and that can be obtained by having the institution send documentation to HP or I am able to send it by email. When you are caring for an animal on an around the clock basis, you really don’t have time to manage tedious claims, etc and HP makes it as easy as possible to do so.
1

out of 5

POSTED: | BY: Tawanna

I think the reviews are all from the…

I think the reviews are all from the same people.. Customer service is horrible.. They are like any other company great until it's time to pay out. Perrier. the account was for our to schnauzers Bently and Marley also it took almost a month to tell us we were going to be paid
5

out of 5

POSTED: | BY: Denise Nelson

We love Healthy Paws Pet Insurance

We have been so happy with Healthy Paws Pet Insurance. Our eight year old dog needed to have back surgery to repair a couple of bulging discs which caused weakness in his back legs. If we did not have pet insurance the surgery would not have been possible for our family. Our dog is doing wonderful and back to himself. Healthy Paws covered exactly what they defined in our insurance agreement for our dog. We were pleased with the ease of submitting documentation and the prompt decisions made on our claims. We would 100% recommend Healthy Paws Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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