Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Shelly McGahuey

Healthy Paws has been Awesome!

Healthy Paws has been Awesome!! I have a dog who is 1 1/2 years old. She just had her 2nd knee surgery(TPLO). I could not have afforded the cost of both procedures within 6 months. They paid their portion of the bills asap with out any hassle. I have recommended Healthy Paws to all my friends and family. Thank You Healthy Paws for saving my Dog!!!
5

out of 5

POSTED: | BY: Diana

Best pet insurance, coverage, process and staff

I signed up for HealthyPaws in 2015 when I was gifted my pug mix Pumpkin at just a few weeks old. It was easy to sign up because the explanation of coverage is simple. In 2019, Pumpkin broke his tooth in a toy chewing accident. I immediately got him treated. After paying the vet, I submitted Pumpkin's medical records and vet expenses to HealthyPaws via their website (just two clicks to upload all of the documentation). HealthyPaws reviewed the claim and reimbursed the cost within two weeks (minus deductible and the exam fee). In 2020, Pumpkin decided to get into some more trouble which resulted in a very scary emergency abdominal and intestinal surgery. Knowing that I had HealthyPaws was so important because I didn't have to think twice about my financial situation every time the vet called to get permission for treatment. Pumpkin received lifesaving surgery and recovered two weeks later. I submitted my medical records, invoices, and HealthyPaws came through less than two weeks later! On top of all of that, HealthyPaws e-mailed me to check in on Pumpkin's recovery, and when I was on the phone with them for a question during the claims process, the representative asked me, "so how's Pumpkin doing? I hope he feels better." I could hear the concern, and was so touched by the fact that the people who work here are pet lovers. I will be a HealthyPaws member for life. The monthly fee seems like an easy cost to cut when things are going right, but when you're fighting for your pet's life, it's the smallest price you could pay for peace of mind. No one should have to think about losing their savings or getting put in a rough financial situation when they should be focused on saving their pet's life.
5

out of 5

POSTED: | BY: DEBORAH MC

Looking for an pet insurance that will not disappoint? Healthy Paws will be there when you need them most!

A couple of weeks ago, my dog Annie developed a sudden and aggressive form of gastroenteritis and landed in the ICU. It took 3 days of round-the-clock care before she began to rally. Annie's been home with me now for just about 2 weeks, and is on her way to a full recovery. It was a close call that required critical care, and Healthy Paws was there for us. Not only do they make it easy to submit claims, they process them quickly. And there is more. They wrote us yesterday to ask how Annie was doing. We are grateful beyond measure for their support.
5

out of 5

POSTED: | BY: Deborah

Healthy Paws will be right there for you and your pet when you need them most!

A couple of weeks ago, my dog Annie developed a sudden and aggressive form of gastroenteritis that landed her in the ICU. It took all of 3 days of round-the-clock care before she began to rally. She is now home with me and on her way to a full recovery. The critical care she required would have been difficult to afford without Healthy Paws. But, not only did they take up the lion's share of the bills, they made the process of submitting an invoice effortless, and they paid them quickly. And to top it all off, yesterday they called us to ask how Annie was doing. We are grateful beyond measure for their support. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Sheri Bovee

Health Paws is the best!!!!

My four-year-old lab tore her ACL in her knee and it was a $5000 procedure. Healthy Paws reimbursed me within a matter of days for 80% and they checked in to see how she was doing. I could not ask for a better customer service or a better plan. You may wonder is pet insurance worth it, but when something like this happens it absolutely is. If you’re looking for a pet insurance choose Healthy Paws. Thank you to everyone there.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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