Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,270

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Laura

Best pet insurance

I have loved Healthy Paws. I wish my medical insurance was so straightforward! The app is super easy to use. Claims are easy to submit, and I've never had a claim denied. Everything is very straightforward. I've unfortunately had to submit lots of claims because my pit/lab mix has had horrible ortho problems with his legs and had six surgeries. I highly recommend Healthy Paws! I have a policy for my cat and dog.
5

out of 5

POSTED: | BY: Mo

Insurance should be handled like thjs

I’m going to keep this plain and simple. I do not know, nor do I care to find out, how my little cat’s well being would be like if it wasn’t for Healthy Paws. It has been the least stressful part of healthcare for me, to say the least. I have recommended Healthy Paws to all my close friends and family.
5

out of 5

POSTED: | BY: Michael Burkey

The speed with which this company…

The speed with which this company processes and pays claims is outstanding. The customer service is off the charts. I recommend them to anyone looking for pet insurance.
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5

out of 5

POSTED: | BY: Violetta

Lightening speed and very fair claim processing.

My 1.5 year old dog just ended up with an overnight stay at a hospital for something he swallowed. Healthy Paws not only accurately and quickly (less than 24 hours) processed my claim, but refunded me the money in about 2 days. They are better than my regular health insurance. They even followed up to see how my dog was doing.
2

out of 5

POSTED: | BY: Yelena Janosick

Price hiked twice in less then two years?

I have had them since my dogs were puppies. Now they are 3 years and 4 years. The premium has gone up twice in less then two years. Now, i am paying almost double what i originally signed up with. Unsure if it's because my dogs are aging? They wouldn't explain the premium increase. Just sent generic message and link to cancel if i dont like it. Shame.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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