Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tiago Romero Garcia

Sherlock is grateful for Healthy Paws

We are extremely happy with Healthy Paws and we do recommend it. Our dog Sherlock has been covered for years and already had 2 types of cancer, and both times the treatment has been fully covered and the process was very swift and uncomplicated - as a matter of fact, we received the refund before my credit card bill had closed so we didn't even need to pay the treatment out of my bank account first! We are just so glad we don't need to think twice before deciding to go ahead with the best possible treatment for Sherlock. That piece of mind is definitely something we didn't have before we signed up. Thank you, Healthy Paws! Also, if you read any negative comment down below here, I suggest checking if their dog ever had any major event as surgery / hospital admittance - that's exactly the reason why we have dog insurance. I guarantee that what they refunded me back is more than what I ever paid them on premiums. Until that happens, just enjoy the fact your pet is healthy. But trust me, major events will happen sooner or later.
5

out of 5

POSTED: | BY: Susanne G

Great coverage and speedy reimbursement

Our Dobie tore her CCL this year and had to have surgery. I was very impressed with Healthy Paws. We were able to get her a good surgeon and did not have to worry about the bill. They reimbursed 80% of it, with a short turnaround time, filing the claim was super easy and they also followed up to see how our girl was doing. They were recommended to me by a friend whose dog had to have surgery and I am glad I followed her advise and signed up our dog for Healthy Paws when she was a puppy. Highly recommend!
5

out of 5

POSTED: | BY: Edwin Vera

I decided to get pet insurance when my…

I decided to get pet insurance when my dog hurt herself as a puppy. It was my first experience with vet bills and it terrified me so I decided to go with Healthy Paws after a friend suggested them to me. Since then, I have been very thankful and they have been so helpful. I could not be happier.
5

out of 5

POSTED: | BY: Gerry Wildner

Healthy Paws is Terrific!!!!

I got Healthy Paws when we first got Boo. On his third vet appointment (which was just for a rabies shot) and after having Boo for 2 months our vet discovered he had PDA (Patent Ductus Arteriosis) or a hole in his heart. We were referred to a cardiologist who determined Boo needed cardiac surgery, otherwise he would have to be put down. There was no question of doing the surgery. After I paid my deductible, Healthy Paws paid 80% of the bill. I am a single mom of three. I cannot tell you how grateful I was. I had only paid three premiums at that point. In addition, they emailed and expressed their concern over what was happening before the surgery and emailed again after it to see how he was doing.
5

out of 5

POSTED: | BY: Lilet Martinez

Thanks to Healthy Paws for Quick Reimbursement; Surely a Big Help in an already Rough Time.

I purchased pet insurance shortly after my then 7-mo old pup had a bout of throw-up/diarrhea combo and cost me a hefty $500+. At 4 yo, it’s been pretty uneventful until last April … It was emotional. Plus, worrisome and stressful. Worried-sick about my baby who is in pain, and yes, worried about how much it would cost, especially during the uncertainty of COVID. Filing Claims: as soon as vet bill was emailed to me, I attached same in my account (no forms) Claim Processing: was completed either by same afternoon or following day Reimbursement: when huge surgery bill came, they requested for medical records from vet; upon their receipt, it was processed by following day … and money was in my account by next day. As much as we love our babies, vet bills are often cost-prohibitive and does weigh into our decisions on plan of action. With all the stress and worry about your baby, for me, relieving some of the financial burden, when we’re talking lumpsum in the thousands, certainly helps a lot. So thankful for quick processing and reimbursement.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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