Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Easy Claim Filing - Quick Review and Reimbursement
Healthy Paws Pet Insurance has been great to work with when I found out our 7.5 year old Golden Retriever has cancer.
Filing claims on the site is as simple as dragging and dropping my invoices onto the website. The claims are processed quickly.
Due to the nature of the claims, the initial invoices required more extensive medical records for review, but once that was done, each claim after that has not required any additional paperwork.
Dealing with our girl's cancer has been tough emotionally, but thankfully, the financial burden has been greatly reduced thanks to Healthy Paws.
OUR CAT KAROT, WAS SOOO SICK.......FEVER 106, TOOK HIM TO THE VET, HE HAD TO BE HOSPITALIZED. WE'VE NEVER HAD PET INSURANCE BEFORE, BUT TOOK A CHANCE WITH HEALTHY PAWS, HE HAD TO HAVE EXPLORATORY SURGERY. HE WAS GIVING LOTS OF MEDS TO KEEP HIM GOING, WITH OUT THEM, HE WOULD HAVE POSSIBLY NOT MADE IT DO TO RUN AWAY FEVER. HES HOME NOW, RUNNING AROUND, PLAYING, CAT OWNERS YOU KNOW WHEN YOUR CAT IS BACK TO THEM SELVES. HE LOVES TO CUDDLE. EVERY DAY I TELL MY WIFE, THIS INSURANCE REALLY WORKS, I JUST SOO GLAD. I THINK HEALTHY PAWS IS THE BEST. THEY EVEN EMAILED ME SAYING, DURING THE TIME HE WAS IN THE HOSPITAL, FOCUS ON YOUR LITTLE ONE, AND DON'T WORRY, NOW IM HERE GREATFUL AS EVER.
5
out of 5
POSTED:
| BY: Cara W
Incredible customer service, best choice we’ve made for our pup!
We LOVE HealthyPaws and recommend them highly. We looked around for pet insurance and landed on HealthyPaws because of the price. We have an accident-prone pup, and I wasn’t expecting much for such a reasonable price. After a scary ER vet trip, they responded to our claim within 24 hours, and had refunded us for 80% of the bill within 72 hours. Not to mention, they reached out personally and asked how our dog was doing and if we needed anything. What an amazing company!!! We are so satisfied with everything about what they offer, and it’s a huge comfort knowing we have HealthyPaws in our back pocket for the next time we encounter an unexpected $1,000 bill.
1
out of 5
POSTED:
| BY: Suzanne
Healthy Paws is terrible to deal with
Healthy Paws denied our claim because we did not get the exam within 15 days, even though they did not require that for our other dog and in spite of the fact that vets were closed to non-emergency visits due to COVID. Save yourself a lot of aggravation and go with a different company. Their customer service has been terrible, not calling as promised and break-downs in communication within their company. I have cancelled both our policies.
1
out of 5
POSTED:
| BY: Suzanne Ring Jackson
Healthy Paws is terrible to deal with.
Healthy Paws denied our claim, saying we didn't get our dog an exam within the 15 days of enrollment. They didn't require that for my other dog, and they are aware that with COVID, the vets were all closed to non-emergency visits. They have been giving us the run-around and finally found a loophole to deny our claim. Horrible customer service! Promised calls back that never happened, etc. I have cancelled the policies for both dogs and will never do business with them again.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.