Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jerome

Couldn't have asked for a better experience

Our little Chihuahua/Terrier Hercules broke his leg pretty badly a few weeks ago jumping off the bed and we had to take him in for emergency treatment, followed by surgery a few days later to put a plate and screws in to repair his fracture. It was a scary, stressful and not to mention COSTLY experience. Thankfully, we have Healthy Paws insurance for Hercules! This was the first time we've had to file a claim and the process was so easy - just upload a picture of our invoices from the vet and send over his medical records. That's IT! Our claims were processed within a week and we received payment yesterday. On top of which, the Healthy Paws team has kindly reached out to check on Hercules and make sure he's doing well. This is the kind of excellent treatment that will make us a life long customer. Thank you for making a very challenging situation so much easier, Healthy Paws!
5

out of 5

POSTED: | BY: Christine

Healthy Paws is the best pet insurance I have ever used.

My 10 month old baby Dusty had eaten a piece of toy along with a thick string and it got caught in his intestines where he had to undergo major abdominal surgery to remove it and save his life. I submitted the claim along with all the paperwork needed and within less than two weeks, my claim was approved and I’m getting my reimbursement. Healthy Paws made it painless to help with the very expensive $5600 vet bill I had to pay. I highly recommend using Healthy Paws for any pet owner.
5

out of 5

POSTED: | BY: Christopher

No Hassle and full coverage

I purchased the insurance for my 3 year old border collie Millie when she was a puppy and never had to use it until recently she was hit by a car. The surgery and care was extensive. The bill came out to around $15,000. I was skeptical that they wouldn’t actually cover it since it was so much. The process for submitting the claim was very easy and it took about a week to make a decision. Healthy Paws ended up covering 80% of the claim with no hassles! I’m very grateful for Healthy Paws because without the insurance I don’t know if it would’ve been possible for Millie to have the surgery and care she needed. The only hassle is that you have to pay the bill first and Healthy Paws will reimburse you later, in some cases that may not be possible because of the cost. Overall I’m very happy with the company and ended up purchasing another policy for my 10 month old border collie.
5

out of 5

POSTED: | BY: Chris

Car Accident

I purchased the insurance for my 3 year old border collie Millie when she was a puppy and never had to use it until recently she was hit by a car. The surgery and care was extensive. The bill came out to around $15,000. I was skeptical that they wouldn’t actually cover it since it was so much. The process for submitting the claim was very easy and it took about a week to make a decision. Healthy Paws ended up covering 80% of the claim with no hassles! I’m very grateful for Healthy Paws because without the insurance I don’t know if it would’ve been possible for Millie to have the surgery and care she needed. The only hassle is that you have to pay the bill first and Healthy Paws will reimburse you later, in some cases that may not be possible because of the cost. Overall I’m very happy with the company and ended up purchasing another policy for my 10 month old border collie.
5

out of 5

POSTED: | BY: Isabella

Healthy paws has been awesome.

Healthy paws has been extremely helpful in keeping my boxer mix puppy in the best health possible. She has had numerous weird health issues and Healthy Paws has helped to lighten the financial burden greatly.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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