Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Rebecca

Paws Down The Best Insurance Out There

I switched to Healthy Paws in 2018 after having another highly rated policy that I had on my other pets in the past but found the per incident deductible, lifetime limit and limited reimbursement rates disappointing. Switching to Healthy Paws was a blessing when my five and half year mixed mutt female dog recently had an emergency on a Saturday morning in early August. I'm fortunate to have an excellent animal emergency hospital close by that was able to get her in right away and start treatment for what we discovered was a blocked uretha that required surgery and a seven day stay in the ICU when it turned into a much more complicated medical issue than initially diagnosed. Scary times but she's home and doing well now. Since I've never had to file a claim with Healthy Paws they were wonderful in guiding me through what was needed to submit and file her claims to get them paid quickly. Their customer service department is by far the best I've dealt with. Kind, knowledgeable and will help you every step of the way to get your claim paid quickly. They even emailed me to see how Lea was recovering after her hospital stay and continue to do so even though it's been over a month since she came home. I highly recommend Healthy Paws to anyone looking for excellent health insurance for your furry pal.
5

out of 5

POSTED: | BY: Rebecca Ruby

The Best Pet Insurance with Awesome Customer Service

When my five and a half year old, female mixed mutt Lea had an emergency due to a blocked uretha, which ultimately turned into a seven day stay in the hospital, Healthy Paws was there to guide me through what was needed to file my claim and get it paid quickly. I've had other insurance companies over the years with my other dogs, but they always had a per incident deductible, annual limits or lifetime limits, weird reimbursement schedules, etc. Having Healthy Paws coverage is a blessing because an illness can quickly go from "ok, I've got this covered" to a mind boggling, scary journey in the blink of an eye. Healthy Paws were there when we needed them and I know they will be there in the future should we need them again. Paws Down the best customer service staff and claims were paid quickly. Lea is my world and seeing her doing so well, makes my heart sing again.
5

out of 5

POSTED: | BY: Frank

Best Coverage hands down...Thank You Healthy Paws

Thank you Healthy Paws for your outstanding coverage. My dog Snickers was struck by a car and needed several surgeries. Healthy Paws did exactly what they say they would. Covered everything they said they would. After thousands and thousands in bills, Healthy Paws was there when we needed them the most. Can't thank you enough....Snicker's is healthy and doing great!!
5

out of 5

POSTED: | BY: Nani

Peace of mind!

Best decision ever! I did not anticipate having a two year old Ragdoll in the hospital for a week but was comforted knowing 90% of the costs would be covered by Healthy Paws. I uploaded his invoice and just a few days later had confirmation they were covering and then a direct deposit was made within 24 hours. Our precious Baxter is on the mend and I’m beyond grateful to Healthy Paws for their outstanding commitment to customer service and prompt payment. I highly recommend and have nothing negative to say whatsoever.
5

out of 5

POSTED: | BY: Giuseppa

Great Insurance

Healthy Paws is great and not too expensive. My husky is a typical husky, gets into everything and is very accident prone. They have given us no issues with the amount of claims we've had to file. Their claim filing procedure is extremely easy and you get your payment in approximately 10 days!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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