Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Tim

Dispicable practices

I had to get a new credit card and after ONE MONTH they cancelled my policy for non-payment. I had an email address on file I don't use frequently. Other than that they made no reasonable means to get in touch with me about it. No phone call or mailings. It was all pretty secretive. I found out that I was dropped after filing a claim for $1400. Thanks Healthy Paws. You guys are the scum of the earth.
5

out of 5

POSTED: | BY: K

So grateful for Healthy Paws

I am sooo grateful that I got Healthy Paw insurance for my Lamont as a puppy. It’s been a literal lifesaver, and HP has been a big part of that. I can’t imagine the difficult choices families must make when a pet gets ill or injured. The website for claims is quite simple and the client service folks really care about your pet. I refer everyone that gets a pet to Healthy Paws!
5

out of 5

POSTED: | BY: K Chandler

Super grateful for a Healthy Paws

I am sooo grateful that I got Healthy Paw insurance for my Lamont as a puppy. It’s been a literal lifesaver, and HP has been a big part of that. I can’t imagine the difficult choices families must make when a pet gets ill or injured. The website for claims is quite simple and the client service folks really care about your pet. I refer everyone that gets a pet to Healthy Paws!
2

out of 5

POSTED: | BY: Brenda Alvarado

Not responsive

I've been working with Healthy Paws since August on a simple skin condition claim. They required 3 years of back records that my vet could not fax. They had to be mailed, so they closed my claim. They have now received the paper records, but I have contacted them 2 times to reopen the claim, but I can't get a response from the Appeals or Help email address. My first claim with them was excellent, but this recent experience has been a huge disappointment.
5

out of 5

POSTED: | BY: Dennis

Healthy Paws is the champion of pet insurance!!!

After having several Huskies over time, I realized it was important to have insurance to cover the more costly and immediate episodes that affect our pets lives and the cost associated with those episodes. Over time, Healthy Paws was always prompt with reimbursement and communication and this summer was the real test when my Husky was over vaccinated. I asked the doctors and specialist to do all they could to save her, all the while hoping Healthy Paws would be there to put the economic side of the equation out of the question. Ultimately, i did lose my beautiful girl Liza, however, Healthy Paws did follow through as promised and assured the peace of mind to know you can do what needs to be done to try and save your loved one! I will continue to use them for my other Husky (Bandit) and have complete confidence with Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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