Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Marcie

Best Decision

Having pet insurance for my dog, Dexter from the day I brought him home is one of the best financial decisions I’ve ever made. Choosing Health Paws is the best. They have paid every claim (and there have been many) exactly as I expected, quickly and easily. Dexter has been “blessed” with ear trouble, allergies and now a bum knee but I wouldn’t trade him for the world. With Healthy Paws, I have been able to give him the treatment he needs without breaking the bank. When comparing insurance companies, look beyond the premium cost and really investigate the policy coverage, especially for chronic problems, because it carries greatly.
5

out of 5

POSTED: | BY: Marcie Pugh

Having pet insurance for my dog

Having pet insurance for my dog, Dexter from the day I brought him home is one of the best financial decisions I’ve ever made. Choosing Health Paws is the best. They have paid every claim (and there have been many) exactly as I expected, quickly and easily. Dexter has been “blessed” with ear trouble, allergies and now a bum knee but I wouldn’t trade him for the world. With Healthy Paws, I have been able to give him the treatment he needs without breaking the bank. When comparing insurance companies, look beyond the premium cost and really investigate the policy coverage, especially for chronic problems, because it carries greatly.
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5

out of 5

POSTED: | BY: RS

Fast Claims processing

We recently had some unexpected (expensive) health issues; happy to say Healthy Paws came through - turnaround time for processing claims was so quick! We had quite a few claims, but it is such an easy process - upload a copy of the invoice, and within 2 weeks, you get your reimbursement - sometimes it was within days! & they sent a follow up email to see how we were doing, which I thought was a nice touch. I was originally reluctant about purchasing insurance, but glad we did and that we chose Healthy Paws.
5

out of 5

POSTED: | BY: RS

Fast claims processing

We recently had some unexpected (expensive) health issues; happy to say Healthy Paws came through - turnaround time for processing claims was so quick! We had quite a few claims, but it is such an easy process - upload a copy of the invoice, and within 2 weeks, you get your reimbursement - sometimes it was within days! I was originally reluctant about purchasing insurance, but glad we did and that we chose Healthy Paws.
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5

out of 5

POSTED: | BY: Kathy

Healthy Paws really cares!

I used Healthy Paws for the last seven years with my rescue Golden, Kayley, and I found them to be a very caring and reliable company. My claims were handled quickly and when we had reached our deductible payments were also made quickly. The customer service team was always friendly and helpful. But what made the biggest impact was when Kayley became suddenly ill, they sent emails asking how she was. When she passed, I received more kind emails, plenty of support from the customer service staff and I received a card with a hand written note understanding my loss.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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