Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Molly

I will always choose Healthy Paws to cover my pet!

I cannot say enough about Healthy Paws. When I first adopted my dog from the shelter (my first dog) I never really considered getting pet insurance. After the first dew-claw tear after playing frisbee I decided that I should probably look into it with such an athletic dog. After doing some research and asking around I was referred to Healthy Paws by my coworker and let me tell you: BEST. DECISION. EVER. I find that the price is very reasonable for the exceptional customer service. These guys are VERY responsive, quick, and easy to work with. I wish human insurance companies were as diligent about customer service. To top off the great service, the company’s mission to help animals in need just makes choosing Healthy Paws an easy decision. The quality of life my dog has is optimal because of this company. Mozart and I thank you Healthy Paws!
5

out of 5

POSTED: | BY: Molly Kirkpatrick

My dog has the quality of life he deserves because of Healthy Paws

When I first adopted my dog from the shelter (my first dog) I never really considered getting pet insurance. After the first dew-claw tear after playing frisbee I decided that I should probably look into it with such an athletic dog. After doing some research and asking around, I was referred to Healthy Paws by my coworker and let me tell you: BEST. DECISION. EVER. These guys are VERY responsive, quick, and easy to work with. I wish human insurance companies were as diligent about customer service. To top off the great service, the company’s mission to help animals in need just makes choosing Healthy Paws an easy decision. I have unfortunately had to put in several claims with Mozart, but the process was painless. I find that the price is very reasonable for the exceptional customer service, not to mention the peace of mind that I can continue to get the care my dog needs. The quality of life my dog has is optimal because of this company. Mozart and I thank you Healthy Paws!
5

out of 5

POSTED: | BY: Annie Meng

Best pet insurance

Healthy Paw is the best pet insurance! They truly care about their clients and the pets and the claim processing time is amazing!
5

out of 5

POSTED: | BY: Annie Meng

Best pet insurance!

Healthy Paw is the best pet insurance! They truly care about their patients and the pets and the claim processing time is amazing!
5

out of 5

POSTED: | BY: CARLEY ONEILL

Thank goodness for pet insurance

To all of those who are thinking of not getting pet insurance but love their animals like family member, GET IT!. When I got Mogley i was in college and couldn't afford much. i couldn't figure out a way to afford monthly pet insurance payments. A couple of years went by and finances got a little better i began shopping around for what I could afford knowing that at some point my love of my life Mogley would need assistance, and vet bills are expensive! With Healthy Paws I was able to choose the coverage I could afford. they give you many options! So... here we are my best buddy is now 11 but still very Spry.he loves to chase bunnies and squirrels and loves swimming, when one day he chases after a bunny and Snap! there goes his ACL. My choices were let him stay lame (he's an old boy but not with out spirit. this didn't seem like the best option for my best bud), the other option were 2 different surgeries. one that fixed the problem but restricted him still, or TPLO which is more expensive but better for recovery and quality of life. Anywhoo the TPLO was quoted close to $6000. what a price tag! thank goodness for my Healthy paws Pet Insurance! I didn't have to even sweat about it! I currently have 80% coverage so when all said in done I think i paid $1300. AND they allowed me a Direct pay option for the surgery where they approved my estimate and allowed the surgeon to just bill me what I owed so I didn't have to temporarily load up my credit card. While the Insurance doesn't cover regular vet visits, it is affordable and easy to use and makes it count when you need it the most.. My deductible is fairly low and the Insurance has come in handy more than once. I would have hated to have to choose the lesser option for Mogley. he is the most deserving soul I know, and to give him anything less than the best life because of a silly price tag seems sad to me.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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