Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Hei

Best customer service

I have 3 rescue dogs ages 2,3 & 9. In the last two years they have all needed emergency care. One ate raisins, that led to 4 days in the Hospital, one had a plastic obstruction in his intestines, and one had a rattlesnake bite. My claims were covered no questions asked.
5

out of 5

POSTED: | BY: Hei Dee

Highly recommend Healthy paws

Highly recommend Healthy paws! They have amazing customers service and ive had 3 emergency issues in the last two years with 3 different rescue dogs and they were covered no questions asked.
5

out of 5

POSTED: | BY: Gia

Healthy Paws truly is for “pet people”

Healthy Paws has been there for my pet and me on numerous occasions. I’m a first time dog-owner and my rescue has had a litany of medical issues. Healthy Paws has always been clear in their services and coverage and have never given me any grief regarding amounts. He had back surgery and Healthy Paws worked with our surgeons directly, making our payment process a breeze. I couldn’t recommend having insurance for your four-legged friends more, and I have only positive things to say about my experience with Healthy Paws.
5

out of 5

POSTED: | BY: Alison

I highly recommend Healthy Paws Insurance

We have had Healthy Paws pet insurance on our Labrador Retriever since she was a baby. We have had to submit claims several times, and Healthy Paws has made submitting claims very easy, their customer service is helpful. She just had to have major surgery on her leg and Healthy Paws was right there to support her and reimburse us for the very expensive surgery. You can choose the amount of coverage you want, which will determine your monthly premium.
5

out of 5

POSTED: | BY: Alison M

We got Healthy Paws Pet Insurance for…

We got Healthy Paws Pet Insurance for our Labrador Retriever when she was a baby. Almost immediately we needed to have her hospitalized for eating a plant and getting very sick. Healthy Paws was there to support us, and covered everything except for the deductible and the cost of the vet exam. Now she is 5 years old and had to have a very expensive, major surgery on her leg. Healthy Paws covered 90% of the surgery, she had already reached her deductible this year. Yes, we had to pay and then submit the claim, but it's easy to submit and they review claims fast and send a reimbursement check. Now our dog is in recovery and doing very well. I highly recommend Healthy Paws Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review