Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lori

It's affordable, and the claim process simple and quick.

After having a few dogs with major health issues such as cancer. The veterinary costs can add up pretty quick to thousands of dollars in a few months. I liked the fact that Healthy Paws has no maximum pay out within the year. They don't cover some expenses like office visits, annual shots, etc. but this helps to keep the premium cost down so it is more affordable. Their claim process is simple and hassle free, and the customer service is great. Also their website is user friendly and well laid out. I would recommend them to anyone.
5

out of 5

POSTED: | BY: Kathleen Roseberry

Thank GAWD for Healthy Paws

Wow. What a scare we had with our 9 1/2 month lab mix. He’s the sweetest boy ever, but clearly not too bright. We rushed him to the vet when we saw him EAT A ROCK (and possibly part of his blanket earlier that day), and had to have emergency surgery. Thanks to our great doc he’s ok AND Healthy Paws paid 80% less our deductible of a HUGE vet bill. VERY easy to upload chart notes and invoices, super responsive and very clear and easy to use. Wish my own health care was this straightforward. HIGHLY recommend this for peace of mind for all pets.
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5

out of 5

POSTED: | BY: Peter

Peace of mind knowing you have insurance. It's our first emergency we experienced with Titus and it's already paid itself off!

Thank you for reaching out to check on Titus. He is recovering very well. Almost back to normal. Today he gets his follow up and sutures removed. Thank you all for the smooth transition with the financial process of the claim. It helped us focus on Titus' recovery instead of how we can recover financially. I'm very happy that we invested in your Healthy Paw Pet insurance policy!!
5

out of 5

POSTED: | BY: Julia V

Total Life Saver

I've had Healthy Paws for just over a year now, and just recently had to make two claims. The claim process was quick and easy, and both my claims were approved in a short amount of time and reimbursement sent out. It was such a life saver with the large vet bills I had accumulate in just a month! I'd also reached out to customer service a few other times in the past, and they were always very helpful and quick to respond. They even followed up after both claims, to make sure my pup was doing well. I recommend Healthy Paws to anyone with an accident or trouble prone pet like my guy!
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5

out of 5

POSTED: | BY: Dude's Mom

Healthy Paws is an excellent insurance…

Healthy Paws is an excellent insurance company to deal with. They process claims and reimburse extremely quickly. We had one claim over $10K. They contacted the vet for the needed information and reimbursed us within a week. They do not have max payouts, which speaks volumes. I would highly recommend Healthy Paws to any pet owner.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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