Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: April

Convenient, easy to understand, and quick

I highly recommend Healthy Paws pet insurance. Their website and app are easy to use. The details of coverage are easy to understand. I’m pleased with the quick claim processing and reimbursement. Finally an insurance I fully understand and know what to expect! Also, the customer service has been wonderful. They have personally reached out to me to inquire about my pets and that has been heart warming. I feel the monthly premiums are reasonable. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Heidi J

Excellent

Getting Healthy Paws insurance was one of the best decisions I've made. My young dog has had two surgeries already and their reimbursement was very reasonable. Filing claims is very easy and their turnaround time for processing is very fast. I highly recommend!
5

out of 5

POSTED: | BY: Heidi Hill

Excellent

Excellent customer service, easy claim filing and very fast processing times. I highly recommend everyone get this coverage for their dog and/or cat.
5

out of 5

POSTED: | BY: Josh Clark

Very supportive, easy, and caring process

We are very thankful to be apart of your customer base. Having the peace of mind that our dogs health and safety was the only thing we had to worry about was exactly what we needed when he suffered ANNPE. Your claim process was straight forward, and all interactions I had with your team throughout the process (From claim specialist to customer supper) was helpful, kind, and caring.
5

out of 5

POSTED: | BY: Sarah H

Piece of Mind

When we were thinking about getting insurance for our dog Zeus we had heard such great things about Healthy Paws and decided it was the company for us! No pet parent thinks the worst will happen to them until it does and I was so thankful to have Healthy Paws on my side when Zeus had a disc rupture and he lost movement in his back legs. He had to have an MRI, emergency surgery, and a 3 night hospital stay. All of those expenses added up very quickly and I was glad that I didn’t need to think twice about giving him the best possible care he needed at that time. Healthy Paws reviewed our claims quickly and reimbursed us based on our agreement with them. The process was so simple and efficient and the money was deposited into our account 15 days after our first claim was submitted (we had four over the span of 7 days). I also truly appreciate Healthy Paws’ care and commitment. They sent us an email asking how Zeus was doing after surgery and you could tell they sincerely cared and did not want you to experience more stress than you already are. The only suggestion I have for anyone signing up is to have your vet send medical records as soon as possible. I did not do so until my first claim and luckily my vet was on top of getting documentation to Healthy Paws, but it is one less thing you would need to worry about during an emergency. I can’t thank Healthy Paws enough for helping us through this difficult time.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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