Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Doc in Columbus

Fantastic pet insurance!

Fantastic pet insurance! Our dog required surgery, which was very expensive (several thousands of dollars). All we had to do was upload the bills to the Healthy Paws site (or submit through the app). Within 7-10 days the claim was paid. Extremely easy. They even reached out to see how our dog was doing. I really was surprised how easy it was, and the fact that they covered the claim the first time without any problems. Highly recommend Healthy Paws -- it is worth the peace of mind!
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5

out of 5

POSTED: | BY: Robin Novello

So thankful for financial support!

Our sweet boy has a mysterious medical issue that is affecting his mobility, hip pain as well as abdominal function. It is very distressing to know your dog is in pain, but not be able to fix it. He's had a myriad of tests and we are so thankful for Healthy Paws to help at least relieve the financial burden while we try to help figure out what is causing these issues and how to treat. All we have to do is take a picture of the bill from the app and a few days later, we get the EOB and payment is direct deposited into our account. Helps make a very difficult situation a little less stressful, for sure.
5

out of 5

POSTED: | BY: Kevin Stratton

Healthy Paws -

We have Healthy Paws and couldn't be happier. They have been incredibly easy to work with. Our dog recently had to have emergency surgery that cost over 4k . We had to make some quick important decision to save our dogs life and didn't worry about the cost because we knew we had insurance. Once I filed the claim we were reimbursement in 2-3 days and then received two emails asking us how our dog was doing. It meant a lot to our family that they went out of there way to see how we were all doing. If your going to buy pet insurance it should be from Healthy Paws .
5

out of 5

POSTED: | BY: Samantha

Excellent

Healthy Paws paid out a very large claim for surgery my dog needed. The process was very easy. It was reviewed quickly and I had the check within a week. The app is user friendly as well. Very happy!
4

out of 5

POSTED: | BY: Bev Burns

Approachable and caring

Customer care agent resolved my claim issues. I have 3 pets insured and based on my experience I will continue to keep them covered with Healthy Paws.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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