Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: fraser

There when you need it.

Bodhi, our 8 year old toy poodle, has been insured with healthy paws since he was 6 months old. A year ago we got the devastating news that Bodhi had developed Diabetes, and would most likely need cataract surgery. In the year since his diagnosis, he has had a number of veterinary tests, as well as cataract surgery in both eyes. Healthy Paws has been fantastic in helping to pay for these procedures - and was very communicative throughout. A common complaint is the fact that premiums increase every year (ours have doubled in the 8 years since we took the insurance out) - but to us it's completely worth it since they have been so good at paying for Bodhi's health . We wholeheartedly recommend Healthy Paws - like all insurance - you hope you never have to claim - but it is nice knowing they will come through for you when you need it.
5

out of 5

POSTED: | BY: Sam

Healthy Paws Gets 10/10 Paws

Healthy Paws makes filing claims extremely easy and always processes my claims very timely (usually in a few days). I usually use the website, but I have tried the app before too. When my dog had a health issue recently, the Healthy Paws team even reached out to make sure he was feeling better. My experience has been amazing and I would recommend.
5

out of 5

POSTED: | BY: Tomas

All is good

Just had a major expense from an emergency vet visit and they approved the claim and paid the amounts agreed upon in the contract within a few days. In my experience they have been very fast to turn around claims and reimburse expenses.
1

out of 5

POSTED: | BY: SherryAnne S

I have had this insurance for the past…2

I have had this insurance for the past 22 months when I got my new puppy. I put in an address change today and was told that my insurance went up from $38.00 per month to $48.00 per month. I filled out a form for as a new pet owner with the same breed (scottie dog) and age and was told the rate would be $31.00 per month with a $250 deductible instead of the $200.00 deductible that I have. They will not change mine!!! I would have to reapply to get the cheaper rate!!!! OUTRAGEOUS!!!!!! The punish people that already have the insurance.
5

out of 5

POSTED: | BY: Amanda

Great Experience!

We have had a great experience with Healthy Paws. The app is so easy to use! The claim review process is fast and reimbursements are deposited quickly. A representative from Healthy Paws even emailed us to check in on our dog after we had to bring him to the animal hospital suddenly. Such a nice touch!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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