Healthy Paws | Pet Insurance Review

My Healthy Paws premium jumped from $113/month with a $100 deductible and 90% coverage to $260/month with a $1,000 deductible and only 60% coverage. I’ve been with them for 10 years—since my dog was a puppy—and this feels like a gut punch. A 150% increase in one month is outrageous and borderline unethical. I’ll be sharing this experience across every platform available.

Very very difficult to cancel a policy. Information on website is incorrect about doing so. Customer service not helpful.

Insured my dog 7 years ago with no problems and no preexisting conditions (which was their criteria). Have been paying my premium on time (almost $20,000 in the past 7 years). My dog is 16 years old, very healthy, for the first time took him to the ER for vomiting and dehydration. Filed a claim and Healthy paw denied my claim stating he has preexisting condition. It is untrue. They did not take the time to review the bill and trying very hard to deny any payments. This is the first time I am filing a claim for $2,300 (the cost of ER) and they are not paying. I have canceled my insurance with them. what is the point of having insurance? My dog was in good health up until last week, got the insurance for precaution as he is aging.

Healthy Paws used to be good. However, I was notified that premium prices will now be more than double for my 2 senior dogs. I was paying a little under $300 total for both dogs, to now almost $700 for the same coverage. I would give 1 star, but giving 2 only because we never had issues submitting claims and getting reimbursed.

We have had Healthy Paws for both of our dogs since they were puppies, so for close to 13 years. Overall, the claims process has been efficient, fair and timely. On occasion, claims sometimes have to be re-processed due to some glitch and rates have gone up, especially, as the dogs get older (but it is not due to their age specifically but rather across the board increases for all pets in the State's insurance pool), however, based on the different claims we have filed over the years, I would say it has been well worth the investment. I just hope when renewal time rolls around later this year that the rates won't skyrocket. Unfortunately, this is not unique to Healthy Paws, but is occurring with virtually all pet and human health insurance companies as costs increase due to improved technology/treatments and pets/humans living longer amongst other variables.