Healthy Paws | Pet Insurance Review

We have had Healthy Paws pet insurance for our last two dogs, Winnie and now Grace. Particularly in the roughest moments, we have been very thankful we chose Healthy Paws for our pet insurance needs. Having our claims processed fairly and efficiently has been so helpful as we have navigated tough health situations with both dogs. We are very thankful we have found a pet insurance we can count on with no lifetime limits and transparent and consistent claims processing. This ensures we don't have to choose between our pet and our financial security if tough health situations happen.

The premium rate jumps when your pet turns 9, it more than doubles. I’d heard warnings from others about this, and unfortunately it is true. If your pet has any preexisting conditions you feel trapped. While you can adjust your deductible and reimbursement percentage, the increase is so steep you have to minimize your coverage to get to a reasonable increase. For a 15% increase I’d have to move to $1,000 deductible with 50% reimbursement. There are many more options out there for pet insurance which won’t double/triple/quadruple (when your pet is 12) your premium. If only I’d done more research before purchasing. This insurance is fine unless your pet ages. Which is what we all want, for our besties to live very long happy lives. My best advice is to research other pet insurances, and ask others with the insurance if they received huge rate increases when their pet turned 9+.

I’ve been with Healthy Paws for almost two years now. My dog has had a few issues during this time. They are the easiest and most responsive insurance company I’ve ever dealt with. I can’t recommend them enough.

We have had Healthy Paws pet insurance for our last two dogs, Winnie and now Grace. Particularly in the roughest moments, we have been very thankful we chose Healthy Paws for our pet insurance needs. Having our claims processed fairly and efficiently has been so helpful as we have navigated tough health situations with both dogs. We are very thankful we have found a pet insurance we can count on with no lifetime limits and transparent and consistent claims processing. This ensures we don't have to choose between our pet and our financial security if tough health situations happen.

This Insurance Company is determined to reduce their numbers of elderly pets by raising their rates so high- from $66 to $208 a month on my cat that had the plan since 2020 and never cost them a cent so that they are literally not affordable. Also now 5 years later when my cat has arthritis , which could be considered pre- existing condition makes finding another reasonable plan impossible to find.