Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Laura Nielson

I wish my health insurance was this…

I wish my health insurance was this easy and transparent. Healthy paws is the best pet insurance I’ve ever used. App makes it easy. Snap a picture of the invoice and the reimbursement is in your account in a couple of days.
1

out of 5

POSTED: | BY: Mie Hegazi

I would not recommend this company at…

I would not recommend this company at all. they suddenly cancelled my dogs insurance with no explanation.
1

out of 5

POSTED: | BY: Ro

Sociopathic company

When you submit a claim with Healthy Paws, they will waste your time as much as possible in hopes that you will give up on the claim so that they can deny it. Each representative tells you something different, ensuring that you have no idea what is going on or how claims are being processed. At best, this company is weaponizing its incompetence. At worst, they are sociopaths, using your pet's health to extract as much money from you without paying out claims. If you need pet health insurance, stay away from Healthy Paws.
5

out of 5

POSTED: | BY: Sheila K

My experience with Healthy Paws…

All of my experience with Healthy Paws has been great. They are responsive, caring and competent. There coverage means that I never have to worry about not being able to give my pets the best care. Thank you
5

out of 5

POSTED: | BY: Denise Fields

I find Healthy Paws to be easy to use…

I find Healthy Paws to be easy to use when submitting a claim, quick in the response time from sending in the claim to receiving a reimbursement and it is a pleasure talking to a real person when I have a question,

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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