Healthy Paws | Pet Insurance Review

I've had a policy with Healthy Paws since 2016. I just received a notice that my premium is jumping 154.3% and I am facing a yearly increase of $4,589.16 in premiums. Buyer beware, they will jack your premiums out of nowhere (I'm not talking the expected annual increases, this increase is unreasonable) and you will NOT be able to get coverage from any other insurance company if you have any claims as they will all be deemed preexisting conditions. I paid into their policy for years and years and now they want to get rid of my dog.

When searching for a pet health insurance company, this is the one you want. So much easier to make claims and understand the policy than the typical human health insurance company!

Easy to file a claim, fast refund. No gimmicks. Fair price for insurance coverage. Highly recommend.

Healthy Paws made dealing with my dog’s eye issues super easy. I was reimbursed quickly and Healthy Paws even checked in to make sure we were doing ok

We have used Healthy Paws for over a decade and have been very happy with our experience. Whenever our dogs have an unexpected vet need, the process to submit invoices/vets notes is easy, and the reimbursement prompt. Through our first dog who liked to grow lumps and bumps and ultimately had a splenic mass that took him. But the 20k+ of vet bills when we tried the surgery, ICU stay and 4 weeks of vet visits was covered and we never had to think about the cost of trying to save our favorite boy. Our girl had a vaginal abscess (likely from a foxtail) when she was a baby, sedation, I&D and post-op covered; crying uncontrollably over a paw scratch when she had her first period (X-rays and stuff to ensure she wasn't dying contrary to her belief) covered; recently got attacked by an animal, again, didn't think twice about going to the emergency vet at 10p to get her fixed up. And Healthy Paws reimbursed our subsequent follow-ups with the vet. They also sent a lovely condolence card when we lost our boy and a followup email to see how our girl was doing when we had repeated visits after the animal attack. It doesn't cover everything but I don't want something to cover the usual vet visits/shots, those I already plan for. Pet insurance is for when the worst happens so I don't even have to think twice when the doctor quotes a 10k surgery/ICU stay. Our vet doesn't even bother giving us price quotes anymore because we always tell him to do what he needs to do and we know we will be well covered by Healthy Paws.