Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
2

out of 5

POSTED: | BY: Stephanie

Crazy rate hikes; look for another insurance

I've been with HealthyPaws for 9 years for my two cats and they keep raising the rates, and each time the hikes are ridiculous. I started around $60/mo for two cats and that's been going up over time. Now I just got another email that they're going to hike it further from $90/mo up to $190/mo. Criminals.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Evelyn

LIFE SAVING

I don’t know what I would do without Health Paws. Pet insurance is a life saver it has helped me a lot their service 10/10
Read more on Trustpilot
5

out of 5

POSTED: | BY: A.D.N.

Our dog has the best health insurance in the family

HealthyPaws Insurance is very straightforward and clear about what it covers. When claims are submitted they are dealt with and paid back incredibly quickly and easily. Our dog has better health insurance than his humans.
Read more on Trustpilot
5

out of 5

POSTED: | BY: antonios arvelakis

The best bet insurance

have been my insurance for my dig fit 7 years now . i think they are the best pet insurance out there
Read more on Trustpilot
5

out of 5

POSTED: | BY: Slammy

You need pet insurance!

Our pup was diagnosed with IVDD in April of 2025 followed by IMPA in November. The medical journey he has been on would be unmanageable without pet insurance. HealthyPaws has paid out more than $50k dollars for my pet alone in 2025. My claims were processed quickly and without issue. I cannot recommend HealthPaws enough. THANK YOU SO MUCH FOR SAVING MY BOY
Read more on Trustpilot
Please leave a review

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
Provider website

Get a quote today

Leave a review