Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jennifer Conrad

A much needed ER for your sick or injured pet!

Cladda Veterinary Emergency Team in Fredericksburg, Va was amazing during a recent emergency visit that turned into a hospitalization. Ruby my 9.5 yr old Frenchie suddenly got very sick with something attacking her liver. She was quickly taken back and testing and treatment started immediately. They even allowed me to go into the back for goodnight hugs and kisses. I was updated often and they sent me adorable photos of her. They kept in communication with Ruby's primary vet and even had the ultrasound doc come in on an unscheduled day to scan her. I found out about this place when my boyfriends dog was very sick and was turned away by multiple vet hospitals. I would highly recommended this emergency hospital if you want quick response time for your sick or injured animal. Ruby received wonderful care and is doing amazing well!
5

out of 5

POSTED: | BY: Ed Bernsten

Fantastic turnaround time and…

Fantastic turnaround time and reimbursement! Thanks
1

out of 5

POSTED: | BY: Jason Colby

Healthy Paws Doesn't Care

Healthy Paws continuously raises their rates with some very large increases year over year. Despite having a policy with 90% coverage since 2016 a new policy of Healthy Paws is to cover a maximum of 70% while still charging outrageous amounts. You won't be grandfathered when changes are made to the financial benefit of the company. Since previous conditions are not covered by insurance I suggest choosing wisely and Healthy Paws is not the path to take.
5

out of 5

POSTED: | BY: Lorenzo Piccolo

I’ve used Healthy Paws Pet Insurance…

I’ve used Healthy Paws Pet Insurance for over 10 years, and they’ve been excellent. Claims are easy, reimbursements are fast, and there are no surprises. Their customer service is professional and compassionate, and they’ve given me real peace of mind when my dog needed care. I highly recommend Healthy Paws. 🐾

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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