Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: MStaeds

Awesome Pet Health Insurance

Healthy Paws has provided our dog an amazing health insurance! Our healthy energetic 3-year old German shepherd was suddenly very sick and had high fever. We made several visits to the vet. Soon after, we found a lump in her neck, which grew large enough to make us very concern. Our vet suspected that this was caused by some infection. The lump grew large enough that our shepherd was referred to a specialized surgical center. Our dog had to go through a series of treatments and tests including x-rays, biopsy, and ultrasound. She had a very complicated surgery in which the effected tissue had to be removed and tested for infection or cancer. In addition she was hospitalized following the surgery for a day. The total costs for all treatments and diagnosis ended up being over $3500. We were paid for everything that the policy had promised us and were very satisfied with the service. Everything that Healthy Paws promises in their policy is clearly stated without loopholes or misstatements. The claim process was very easy. Although this was our first claim, our check arrived in less than a week. Healthy Paws is the best pet insurer out there. I highly recommend them to any pet owner.
5

out of 5

POSTED: | BY: Amy

Thankful for Healthy Paws!!

My first experience filing a claim came when my 2 year old pitbull torn her ACL and needed surgery. Healthy Paws made the process so simple and have called and emailed to check on Coco's recovery. I couldn't ask for anything more. Their genuine concern for pets shows through!!! Your coverage has truly been a blessing.
5

out of 5

POSTED: | BY: Sharon

Healthy Paws Pet Insurance is fantastic!

I have 2 black labs. At 5 months old one of my 2 labs had eaten something toxic and I spent 3000.00 fixing him. The day he was released I ordered pet insurance for both of my dogs. They've been in emergency situations about 6 times since then and Healthy Paws has always been helpful, quick with cutting and sending checks, and they follow up to make sure my pet is doing well afterwards. They are fantastic!
5

out of 5

POSTED: | BY: Jason

Immediate attention, very helpful

After an overnight stay for our 2-yr old puppy in the ER, I contacted Healthy Paws about a vet bill for $1800. I sent the claim form in via fax and within hours I had already heard back from them saying how they were going to cover about $1600 of it (everything but the emergency fee). It's been a few days and I haven't received the check yet, but I've received other checks from them within a few days. Perhaps the best part was a follow-up email from them a few days later asking how my puppy was doing. A very unexpected personal touch, and very appreciated. Outstanding attention and care, great to work with. Highly recommend!
5

out of 5

POSTED: | BY: Elizabeth Stellin

Fast and friendly company

Our mini Aussie is a little accident prone and dislocated his knee in February of 2011. Healthy Paws have been very fast, friendly, and patient with his claim, which included a major surgery on his knee. They are always helpful and kind if we call with questions, and process all of our follow up invoices very quickly so we can get our bills paid right away. Months later, our Aussie is still going through follow up visits, which include x-rays and pain medication, and Healthy Paws have been there to support us the entire time. I would recommend this company and their amazing team to anyone looking for a company that really cares!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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