Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,498

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,498

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Carol Epp

The best insurance you can have!

My dog, Ollie, was involved in an altercation with another dog that led to over 100 stitches. I filed my claim with Healthy Paws and couldn't believe the great response I received. I received emails as to Ollie's progress, who by the way is doing fantastic, and my claim was processed so quickly that I was amazed. I would recommend Healthy Paws without reservation...

out of 5

POSTED: | BY: Drew

Prompt, Fair, and Great Customer Service

We first considered purchasing medical coverage for our new puppy almost a year ago. Initially, we thought the cost may not be a wise investment - and we were skeptical of any claims processes, should we actually need to utilize the coverage. We can now say with confidence, the decision to purchase coverage from Healthy Paws Pet Insurance is one we will not regret. Earlier this year our puppy had multiple episodes of gastritis/gastroenteritis - which resulted with loose bowels, vomiting, and subsequent treatment for dehydration. Due to the reoccurring nature of these incidents, we believed he may have ingested a foreign object that may have become an obstruction. Analysis of these issues required multiple trips to different veterinarians over the course of a couple months. Once claim forms and associated documentation was submitted to Healthy Paws for reimbursement, the thoughtful staff promptly processed the paperwork and provided clear and personal communication throughout the process. The claims process was straightforward – and offered several options (mail, fax, e-mail) for transmitting information. The ONLY improvement I could suggest/recommend for Healthy Paws is to allow larger file attachments (currently 5MB) for e-mailed claim form documentation. We will certainly continue our coverage - and will not hesitate to recommend the services of Healthy Paws Pet Insurance to our friends and family in the future.

out of 5

POSTED: | BY: Carr Kurtz

Healthy Paws is AWESOME!

My dog (labrador) recently injested a foreign object without us knowing. He became very ill one night and when we took hin to the vet it was determined he would need surgery. The item was already passed his abdomen and in his intestine which is a more serious surgery. My family and I had already undergone 2 previous surgeries w our dog but they were both events we had witnessed him eating somthing we felt he couldnt pass or throw up, so his surgery was in the belly and less critical. I say this because I wasnt even sure Healthy Paws would insure my dog because of his previous "accidents." The monthly cost is very reasonable as we compared many others. The claim form couldnt be any easier to fill out. We were fully reimbursed and the claim was reviewed in less than 10 days! I think this company is awesome!

out of 5

POSTED: | BY: Carter

Healthy Paws took care of our dog, Chloe

We are so happy with Healthy Paws Pet Insurance. Our dog (a 5 year old yellow lab) Chloe tore her ACL, and Healthy Paws was so attentive and timely in helping us file our claim. We had no problem whatsoever getting our claim processed and received a check within days of the claim submittal. Thank you Healthy Paws for doing such a great job and helping us like you did!

out of 5

POSTED: | BY: Ashley

Everyone should have this insurance!

I have to admit that I was very skeptical of pet insurance in the first place. I am one of those people that believes in saving for a rainy day and there is no need to pay an insurance company a monthly premium for something that should be budgeted for in the rainy day fund. I have never been a fan of any insurance company in general, whether it be car, home, health, etc. Nevertheless, I have a Labrador Retriever who is very prone to getting into everything and thought I would try it out and see what I thought for a year and then cancel it if it seemed a waste. Earlier this month, my lab got a case of chronic vomiting with blood in the vomit. I freaked out and we had to have x-rays to make sure he hadn't eaten anything and then a barium swallow test. Both expensive procedures. After no definitive results and continued vomiting, we were referred to a specialist for ultrasound and endoscopy. All of these procedures together totaled around $2,600.00. Healthy Paws was amazing to deal with. I had a reimbursement check in days and the staff even emailed me to check on Jackson. We are still waiting on the biopsy results to verify that it is not cancer but I will NEVER cancel this policy. I have the $250.00 deductible with 90% reimbursement-For my 5 year old lab, the premium is around $40.00 per month. BUT, this policy INCLUDES congenital hip/back/elbow conditions that labs are prone to after a 1 year waiting period. I could not find a single other policy out there th

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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