Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: David

SImply the best, fastest and most responsive

My 5 month old Chocolate lab started limping and soon we found out that he had to go through surgery which amounted to about $4,000. Thankfully I have HealtyPaws. They completed my claims in a matter of hours, their deductible is $100/Year and they reimburse up to 90% of everything but consultations, they even check personally on how Charlie is doing. Without them I would have had to give Charlie away of been buried in debt. I cannot thank them enough and I think 10 is even too low for them.
5

out of 5

POSTED: | BY: Dale Roberts

Healthy Paws is great !

We switched to Healthy Paws last year and could not be more pleased. There are no benefit schedules; any illness or accident is covered at the selected level and claims are promptly processed and paid. We chose the 80%, $250 deductible level and our June 3 claim was paid on June 9.We would pay any amount of money for our dog's health but it's extremely reassuring to know that he has such excellent coverage for any medical issue that might arise.
5

out of 5

POSTED: | BY: Kristine M.

Peace of mind in our rescue dog's health

We rescued Rumble, our pit/shepherd mix, in July of 2013 at only 8 weeks old, and decided to get Healthy Paws insurance by mid-August. Since getting the insurance, she had kennel cough, pneumonia, an allergic reaction to vaccines, possible stomach obstruction, hookworm, carpal laxity, mange, skin irritations, and GI issues for a few months. Recently, she became ill again, and blood tests confirmed Hemobartonella and Babesia, blood borne parasites often passed on from the mother. While we would have provided Rumble with everything she needs regardless, it's been wonderful not having to worry about the financial burden we could be facing. Healthy Paws became familiar with us quickly, and handled every claim faster than I could imagine! I received the reimbursement checks within a week of filing the claims. We couldn't be luckier with our rescue pup, despite all of her health issues, and are thankful Healthy Paws is there for us and Rumble!
5

out of 5

POSTED: | BY: Misty

Awesome!

My experience with Healthy Paws was awesome. My year and half old dachshund had an ulcer on her eye and gastritis in a 2 month period. I didn't send in the claim on the eye issue but when the gastritis resulted in an overnight hospital stay the representative I spoke to suggested I file the claim for both. I was glad I did. Between the prompt courteous customer service, to the multiple ways to file a claim my experience was EXCELLENT. Did I mention, I was kept abreast of the entire process of the claim, and my check arrived from WA to FL in matter of two days! The service at Healthy Paws more than exceeded my expectations. If only human health insurance companies were so easy to work with.
5

out of 5

POSTED: | BY: Angela

New to Healthy Paws and already a great experience

Just 16 days after we started our coverage with Healthy Paws our dog had a severe and life-threatening allergic reaction to something he ate. We rushed him to our emergency vet not even thinking about insurance coverage. We were so pleased to find that our policy was in effect and the claims process was quick and easy. It really brings me peace of mind to know we can get the best care for our dog when we need it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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