Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,654

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.6
  • 4.9
  • Count
  • 41
  • 269
  • 9,654

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Sami

Healthy Paws is Amazing!

This was our first dog so we thought it might be a good idea to look into pet insurance. After much research, we decided on Healthy Paws and so glad we did! Healthy paws has been so helpful and informative right from the start. Then came THE incident where our dog Bosco swallowed a needle and thread! Poor guy ended up needing an emergency endoscopy on Christmas Eve! Well, Healthy Paws came through right away after filing the claim. Truly fast and caring this company is! It is quite a relief knowing that Healthy Paws has your back while you can focus on your pets needs. Bosco came home later that night and spent our first Christmas together!

out of 5

POSTED: | BY: Carmen

Healthy Paws is awesome!

I recently adopted Jake, he is 11 months and he experienced muscles spasms a few times. He had recently been given some chicken jerky (made in China) and after reading all the issues caused by these treats. I took him to the Vet. They ran blood tests, urine tests and those can be costly...I am specially pleased because Healthy Paws covers holistic care. Jake's test came normal and was very pleased. Muscle spasms must have been too much excersice. They were wonderful on their follow ups to make sure I submitted all the correct information. Very deligent and a pleasure to deal with! Thank you so much!!

out of 5

POSTED: | BY: Angela

The reviews are true

Promptly reimbursed me $3400 of a $4400 bill. This was my first claim and they paid my exactly as stated with no problems.

out of 5

POSTED: | BY: Liz Thawley

Fast, personal service, they really care!

My dog, Bonnie was vomiting blood and,after a few tests, it was determined she had a severe case of Giardia. The total bill was just over $700.00. Four days later, Bonnie cut her foot badly, another $700.00! Healthy Paws processed both claims very quickly and I have already been reimbursed for the first incident. The second check is already in the mail! In the meantime, Healthy Paws has contacted me to see how Bonnie has been doing! This kind of customer service is unheard of these days and I'm so pleased that I chose Healthy Paws over all the others. My cat, Mojo, had to have surgery last March to remove bladder stones and the total bill was over $2,400.00. I submitted my claim by snail mail and was reimbursed in a little over a week! I could not be more pleased with the wonderful service I have received from Healthy Paws and have encouraged all of my friends with pets to consider signing up or changing their insurance to Healthy Paws!

out of 5

POSTED: | BY: Matt

My dog's Health Plan is better than mine!

My puppy has had a few minor non-routine issues in his first year. My Vet submits the claims for me, and I cannot believe how fast they are processed. I sometimes have the email confirmation that my claim has been received even before I get home from the Vet appointment, and the claims have always been processed within 1-3 days. The customer service team is great; someone always calls (and/or sends an email) when the claim is processed to go over the details and answer any questions. While they do not cover basic routine "maintenance-type" of issues -- yearly exam, vaccines, spay/neuter... these types of costs are expected and budget-able, and I believe this is what keeps the premium down. My premium is extremely manageable -- much lower than other Insurers, if not the lowest for the same or better coverage. I am glad I selected Healthy Paws, and they are there for the non-routine concerns and emergencies.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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