Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,488

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,488

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: T. Soliman

Great Service & Honest Company

Healthy Paws processed my claim quickly, easily, with no problems or red tape. They are always courteous and well-informed. You can tell the customer service reps take good notes because they are always up to date with a particular issue when you call or email. The follow-ups are a nice touch, too. We all have to deal with insurance - with our cars, homes, lives, etc. It's very reassuring to have found a company that sticks by their word, plain and simple. There were no surprises with our claim. We sent in our cat's sparse, prior medical history (vaccines and neutering) at the time of the accident, and had our vet forward the documents for the surgery they had to conduct on our cat. That's it! Within a couple weeks, I had my check. I would wholeheartedly recommend Healthy Paws based on my experience.

out of 5

POSTED: | BY: Heather P

SO glad I signed up for Healthy Paws!!

I signed up for pet insurance about 2 years ago for my beautiful LabX Teddy. The only regret I have is that I didn't sign up sooner!! The staff is prompt and efficient and they REALLY do care about the health and welfare of your dog. Teddy has recently had to have oral surgery and had it not been for Healthy Paws, I don't know what I would have done. The cost each month for his plan is nothing compared to the piece of mind that I get...truly the best money I ever spent!

out of 5

POSTED: | BY: Megan

I wish my health insurance was as good as my dog's

I cannot say enough about the wonderful service and care we have received from Healthy Paws. Not only is the claim process quick and hassle-free, but from the time we signed up they have taken a personal interest in our dog, and have sent follow up messages just to see how she's doing after a vet visit. Everyone I've dealt with has been pleasant and professional. I wish all insurance companies were this good!!

out of 5

POSTED: | BY: Valerie

Worth the investment!

My 1.5 year old Shih Tzu/ Maltese mix Butters started of the day ok. Almost immediately after breakfast he vomited and started to seem more low energy than usual. Off to obedience training we went, when all of a sudden a noise I have never heard any living creature make came out of his throat. It was a gagging/coughing noise that I could not identify.Since he had vomited earlier that day I was concerned that he was having continued GI issues, so off to the vet we went. After a set of xrays, some sub Q fluids and medication we were about to leave when he vomited again! $250.00 later we were home. As the night progressed the gagging/coughing thing increased and I became extremely worried, so off to the ER we went. After another set of xrays and blood work he was diagnosed with Kennel Cough. After an additional $560.00 we were sent home with antibiotics. Being a new pet owner I wasn't sure what to do to help my fur baby feel better and I was a little in shock at the cost of care. I am very thankful that I made the decision to purchase pet insurance through Healthy Paws. They helped facilitate getting all the necessary paperwork from both the vet and ER to process my claim. The process was simple and in less then a week I had my reimbursement check. Its definitely the best investment I have made in a long time. Thank you Healthy Paws!

out of 5

POSTED: | BY: Robert Weissberger

Healthy Paws: Outstanding Experience!!

It had only been 2 months since we signed up with Healthy Paws and unfortunately our pet needed to be hospitalized due a severe stomach problem. The total cost was $3,300. Our claim was processed expeditiously and we received the proper reimbursement. We also received a follow-up Email inquiring as to our pets recovery. Needless to say, I would highly recommend Healthy Paws to anyone who would listen!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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