Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Roxann

Does what it says!

My dog became sick with intestinal issue and had to go to the emergency vet. (It always happens on a weekend!) The she was transferred to my regular vet for follow-up and care. Surgery was not out of the question but was avoided. I submitted the bill for the emergency vet to Healthy Paws. It was simple. I emailed the invoice and medical record and got the check within a week. I then had a bill from the regular vet. The vet submitted the bill on Friday and the claim was processed on Monday. I am so happy I opted for insurance and especially this one! I had done a lot of research before selecting an insurance to get the terms I wanted and I got it right! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Anthony

Easy to file claims and increabily fast responses!

Our pup needed knee surgery and thanks to their full coverage we were able to send her for the needed surgery.
5

out of 5

POSTED: | BY: Steven

Best Pet Insurance For Any AKC Dogs

Ballast Pointe Ivanhoe (Ivan) Is a AKC Senior Hunt Title Dog. His injury was cause at a Senior hunt test in Arlington Arizona, where he had to retrieved 155 yards land to water to land to water to pick up a "Mark Fly Over Duck" on the pond. Somehow, he chipped his front lower tooth and it was sharp enough, he ended up with a 1.5mm sliced under his tongue! Blood was shown around his mouth with a duck in hands! He did passed his final round 4 in the Senior Hunt Test with his injury! Remarkable! I was please how Healthy Paw handled the claim. Most importantly not all Pet Insurance Company will cover the injury. The injury has to be specific to meet the adjuster requirements. Make sure, You as a dog/cat owner understands what type of insurance you think your dog/cat will need in order to cover his/her activity level. My dog is very active and participate in a series of hunt test. A Healthy Dog makes a Happy owner!
5

out of 5

POSTED: | BY: Yasmin

Healthy Paws Insurance is AMAZING

My cat got a urinary tract infection and had to undergo a series of tests at the hospital to rule out anything more serious, and also he needed 3 different medications for a couple of weeks. My claim was over $1000 and I'd only been with Healthy Paws for a few months. Healthy Paws were brilliant and I can't recommend them highly enough - they email you at every stage of the claim and I got a quick refund within a week of submitting all the paperwork .. and the best thing is that it can all be done via their phone app .. it's really straightforward, easy and quick to submit - no super long forms to fill in. Their system is really user friendly.
5

out of 5

POSTED: | BY: Suzanne

No hidden gimmicks

What you think you're signing up for, you actually are getting. I've dealt with another insurance company before trying Healthy Paws and while they reimbursed, they nickle and dimed everything! These plans are simple, and the coverage listed is the coverage received. After the claim is processed they even send a follow up email to check on your pet. They're customer service is outstanding. I've emailed them numerous times (not an expert at insurance and needed some things explained in layman's terms) and they ALWAYS get back to me asap.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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