Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth A.

What I needed when I needed it!

I adopted Bear, a Karelian Bear Dog, a year and a half ago when his person died and Bear lost his home. I had recently lost my 10 year old KBD to cancer. Bear and I were truly a match made in heaven and we helped each other heal. Bear was diagnosed with a torn ACL and underwent TPLO surgery not quite 2 weeks ago. I submitted a nearly $2700 claim late the morning of December 6, 1 day post op. By early afternoon I received notification that the claim would be paid per my policy and I received the check the following Thursday, Dec 13 only 1 week post-op. I have only good things to say about Healthy Paws! The response to this claim, to all questions I've had - all have been wonderful and professional.
5

out of 5

POSTED: | BY: Sonja Lessley

The Best Pet Health Insurance Available!

Thank God for Healthy Paws! I spent a lot of time researching all the Insurance Companies and after reading all the "fine lines" it was clear that Healthy Paws offered the best plan available. It seemed too good to be true, but in fact, it is true! When my Miniature Schnauzer puppy, Shizzle, came down with a serious Respiratory Infection, Healthy Paws covered everything the plan states, along with the follow up treatment that the vet recommended. I didn't have to compromise the quality of Shizzle's care by cutting back on treatments and testing because I had faith that Healthy Paws would be on my side, and they were. Soon after the Respiratory Infection, I caught her munching on a rotting mouse carcass, which resulted in terrible GI problems and a Leptosperosis scare. Again, Healthy Paws came through. I was able to take Shizzle to her awesome veterinarian and they took great care of her! Not only has the Insurance been a blessing from a financial standpoint, but Healthy Paws has excellent customer service. Every time I have called them with a question, I was able to speak with a friendly, compassionate, and informed live person. And when someone didn't know the answer to the question, I received a call back within a few hours with the answer. They also send nice personalized emails checking up on Shizzle. They let you know they really care! I've made it my personal mission to tell everyone I know with a pet about them. They have been amazing!
5

out of 5

POSTED: | BY: Gary Stevenson

By far the best Health Insurance

I can not say enough good things about Healthy Paws !!!!!!!Low deductible, speedy reimbursement and great communication . We needed them often, because our little pug is delicate and we had some serious illnesses. They have not terminated our insurance nor have they raised the rates -we love them.
5

out of 5

POSTED: | BY: J Seymour

Excellent service

This was the first time I had to file a claim since I purchased pet insurance for my two dogs, Bailey and Lucy. Bailey was attacked by another dog while she was out for a walk with my grandson. Her front leg received several puncture wounds in the attack which resulted in a substantial vet bill. After several visits to the vet and several weeks we finally got her healed and she is as good as new. Because there were several visits and different invoices I expected a difficult time with the insurance reimbursement but I was wrong. The claim process was extremely simple and within three days of my vet faxing the claim, I had a check in my hand for the full amount I expected to receive. I wish other types of insurance were so easy to deal with. I would recommend Healthy Paws Insurance to anyone seeking quality insurance for their pets. I did a lot of research on various companies before I chose Healthy Paws and I am glad I did.
5

out of 5

POSTED: | BY: Rahul Krishnan

Amazing insurance, even more azing people

Healthy Paws is a great service! They've provided my pup with great insurance from the moment we signed up. As a graduate student, money was already extremely tight and i had to choose between getting insurance and being safe, or saving a few bucks every month for the long term. I'm glad that iwent with the former choice because Healthy Paws has beem nothing but helpf. My young pup has been suffering from a very sensitive stomach and having to go in for stomache medicine amd tests can get really expensive. Everytime I submit a claim, they are prompt to respond with a clear, logical explanation about what is covered and what isn't. They won't give you any loopholes to try and swindle you out of your money and they won't try to cheat you at all. These people genuinely care about you and your dog's well being! They occasionally send me emails asking how my dog is doing and they're always excited to hear stories or see pictures. These guys are the best,hands down !

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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