Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,740

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,740

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Pat Gilreath

Awesome Customer Service

I can't say enough good things about Healthy Paws Pet Insurance. I have two dogs and both are insured by Healthy Paws. Flexible deductible and reimbursement and unlimited stop loss. My Cavalier King Charles developed allergies, because I had the insurance I was able to have her tested and she is now being treated with great success. Since I don't self-insure for my dogs it was a life saver and she doesn't have to suffer and go thru the long process of elimination. She has both food and environmental allergies. I would not have know that without having her tested. My little mix also has insurance, which was little less expensive because she is a mix, but haven't had to use it and hope we don't. They have raised my premium once but not because of the claims just normal rising health care, just like our health insurance. They pay promptly and are always very helpful and polite. They even told me that there were medication on the medical records that I did not submit they would pay for. I did a lot of research and I'm very happy with my choice.

out of 5

POSTED: | BY: Andrew Leibovitz

Awesome Company To Deal With!!

I have a boxer mix who has had occasional issues requiring veterinary intervention. It's been very comforting to know that I have had Healthy Paws insurance to fall back on in case of any great expenses. Healthy Paws seems to take each case very personally and has always been very responsive in reacting to any submitted claims. My claims have been processed extremely quickly and payment has always been sent out promptly! I couldnt imagine a better company to deal with!

out of 5

POSTED: | BY: Judy Pidd


Our puppy Harry is a jumper, and he is only 4lbs. A couple if weeks ago we were gardening and Harry tried to jump into one if the raised gardens. Unfortuneatly it was too high and he missed and fell breaking his back leg. We took him to the animal hospital where surgery was done, thank goodness we had Healthy Paws Insurance because the bill was over $3000.00. Healthy Paws were fantastic paying the claim in a matter of days. Then a few days after e nailing us to see how Harry was doing. The best service I have ever had!

out of 5

POSTED: | BY: Steven S.

Healthy Paws Really Cares and Fast Service As Well

We've been using Healthy Paws for a little over a year and a half and the first year, thankfully, we did not meet our deductible and therefore didn't really 'need' Healthy Paws. This year, however, our dog had a an eye issue (she's fine and it went towards paying our deductible) and more recently a GI issue requiring an overnight with IV fluids, x-rays, meds, etc and we received our claim check within a couple of days. The claim process is easy, clear to understand, and fast. We keep a blank claim form on file at the vet and they handle everything with Healthy Paws. We also really like the personal connection with Healthy Paws - we can talk to real people easily and they even reach out to us after submitting a claim to see how our dog is recovering.

out of 5

POSTED: | BY: Cathy S

Excellent and speedy claim process

My puppy's claim was handled in an extremely efficient manner. Healthy Paws gives very reasonable service ad one feels like they and their pet are important. From start to finish this was an excellent experience and I am very had I selected them.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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