Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,686

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 32
  • 254
  • 9,686

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rahul

Healthy Paws keeps my pup healthy

Getting Healthy Paws for my little girl was the best decision we ever made (next to actually adopting our goldendoodle). The claims are processed extremely fast (often times the claim is processed and/or approved the same day the vet faxes the claim over, and the check is in the mail shortly thereafter), and we have never ever had a problem with getting a reimbursement for something covered by the policy. In fact, over the course of our first 15 months, we have more back in reimbursements than what the premiums would cost us over the next 10 years. So right there Healthy Paws has been a return on my investment, and then some. More than anything, having health insurance has given me the peace of mind to take my girl in for any medical problem (large or small) without having to worry about the vet costs. Also, I feel like Healthy Paws as a company actually cares about my puppy. Whenever I call, a person picks up and is actually very pleasant to talk to. And when we submit claims for an illness, I get an email a few days/week later asking how my puppy is feeling. That's just great customer service! I only wish my human health insurance was as good!! As an FYI, my 15 month old girl is a relatively healthy goldendoodle. When she was very young, she had a sensitive tummy, and we just needed to rule out any pathogens, and more recently she suffered from a nasty UTI and struvite crystals.
5

out of 5

POSTED: | BY: Jeanne Draggoo

Excellent Company!!!

I have been VERY impressed with the service fromHealthy Paws. The quick response time to claims and questions has been incredibly. The send e-mail to follow up Nd see how our dog is doing after any procedure and unfortunately he has had many in his 15 months. He had surgery last Tuesday. The claim was submitted that afternoon. I had an e-mail that evening explaining what was covered and the check arrived on Saturday! It has been the same for all his claims! I just wish BCBS was as easy to deal with. I recommend Healthy Paws to anyone who has or is getting a pet. I have told the vet to do the same. Our experience with Healthy Paws has been amazing.
5

out of 5

POSTED: | BY: Lorna Applefield

Healthy Paws, My Second Best Friend

When I found Wookie, my 8 week old Pom, a friend told me that pet health insurance is a must. So I did some research, and luckily I chose Healthy Paws. My little guy has had several health problems and needed hospitalization x-rays medicine, various procedures etc. over the past 2 years. I have never had to worry about whether I could afford his recommended treatment because I knew I could depend on Healthy Paws to be there for us. But, not only do they reimburse me quickly, and at 90%, no less, but I get emails and calls inquiring about how he's doing, and nice little notes with the reimbursement checks; which is unheard of with any other insurance I ever had. Certainly not my own health insurance company. So I thank you Healthy Paws, and my best friend, Wookie, thanks you too.
5

out of 5

POSTED: | BY: Whitney

Couldn't be more pleased!

Last week, my 6+ month puppy, Penny Lane, needed emergency vet services. In the midst of the chaos of trying to get her to the vet ASAP, I could barely even remember who Penny's insurance provider was, let alone did I remember to grab her policy info on the way running out the door. Luckily, to my amazement, when I calmed down long enough to retrieve the info and call...the team at Healthy Paws so was amazing. They were so helpful and told me exactly what I needed to do when we got to the vet and they faxed the information over. It has been one week since the incident and I have already received my reimbursement check. I am so thankful to the team for all of their assistance, and caring enough to check in on my pup. I am so happy I chose Penny to be insured by such a wonderful company. They are the best!
5

out of 5

POSTED: | BY: Carrie

Fast, easy, friendly service!

I have had Healthy Paws insurance for my puppy for about a year and so far they have been fantastic. The claim form is easy to fill out and I have received checks much more quickly than I imagined. Then I get follow up emails checking in on Twilight - who would have thought an insurance company could actually have a heart! I would - and have - recommended this insurance company to friends.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review