Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa

Great Insurance!!

If you are ever wondering if pet insurance is worth it, I highly recommend it! I purchased this insurance for my mixed breed shep/rott dog and it has paid for itself 10x over already. The claim submittal process is the easiest I've ever had and the reimbursement was so quick. I am amazed and cannot say enough good things about this company.
5

out of 5

POSTED: | BY: Kelly

Absolutely the best

I searched around a lot to find the best insurance when I got my puppy. Sure, there are a ton of cheaper options but I couldn't be happier I went with healthy paws. My dog was a totally normal puppy but he ended having seizures around when he turned 1. He also needed major surgery on his paw. Healthy paws is the best. There's no cap so they literally have reimbursed me thousands of dollars. My dogs surgery was $4500 and they reimbursed me $3400 (I have an 80% rate). They also reimburse me for his seizure medication that I buy monthly. Not only do they reimburse you, but they do it quick! There's never any ifs/buts when I submit a claim either, they pay you exactly what they told you is covered. I couldn't imagine not being insured through them.
5

out of 5

POSTED: | BY: Myra Creighton

Rest Easy with Healthy Paws

My dog Libby suffers from anxiety. As a result, when she gets stressed, she eats fabric -- lots of fabric. Even though I have taken a lot of preventative measures to prevent this from happening, she has outwitted me on more than one occasion. She has had to have surgery twice to remove copious amounts of fabric (think almost entire couch throw gobbled up) removed from her stomach. Having Healthy Paws insurance gives me great peace of mind. I know that I won't have to make a cost based decision concerning her care. And, Healthy Paws quickly reimburses me - within about 10-14 calendar days - from the date I submit the claim. I am quite happy with HP and with their practice of donating to rescues too. Its is a great company with great customer service andf a great product.
4

out of 5

POSTED: | BY: Dinah Weisberg

Great service and coverage (not pre-existing)

Had to file a claim for a medical (intestinal) issue with our dog. Submitted claim and was kept in the loop nicely, check came quickly. Had previously filed claim for surgery but that wasn't covered due to it being "pre-existing", although that hadn't been determined by the vet. So that part was subjective and I'm iffy on their decision. They did apply a portion of that to the deductible. They have a great app for claim tracking & submittal.
5

out of 5

POSTED: | BY: Charlie

Quick Returns

My dog has been through the wars with unexpected injuries over the past few months and HealthyPaws has been quick to respond and help in every way possible.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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