Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,697

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,697

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bruce Atkinson

Fast claim service from caring professionals

We have two Abyssinian kitties who have started their lives with a myriad of health issues. If not for Healthy Paws we'd be in the poor house now. They have handled all our claims quickly and efficiently. It's really a nice touch also that they always follow up the claim enquiring into the health and well being of our cats. It feels like they really care and are passionate about what they do. We are very pleased with Healthy Paws and wouldn't hesitate to recommend them to others and have recommended them to several of our friends.
5

out of 5

POSTED: | BY: Polyana

Great service

Getting health insurance for my dog was one of the best decisions I made. My claims are paid quickly and without hassle. I have to say that the service I get with Healthy Paws for my dog is better than the service I get from my own health insurance company. I usually get reimbursed for my claim within a week after filing it. They've even covered acupuncture for my dog after she had Bell's palsy. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Jean Nicholson

I wish human health insurance was this good

I have insured my dog through Healthy Paws insurance for two and a half years. We have been through giardia, a dog bite, a broken toe and most recently a toe amputation (those are only the ones I remember). Healthy Paws has been consistently wonderful through all my dog's mishaps. The speed in which they process the claim and reimburse is amazing. I highly recommend Healthy Paws to anyone who is looking for pet insurance.
5

out of 5

POSTED: | BY: Jessica

Excellent value and service

When my dog got hit by a car I submitted the claim from the emergency hospital and the follow-up at our regular vet and was reimbursed very quickly. I also received follow up correspondence asking how my dog was doing, which I thought was a very nice touch.
5

out of 5

POSTED: | BY: Veronica Tougher

So grateful!

I am so fortunate to have had a friend refer me to Healthy Paws! Having them makes it so much easier to make big decisions when it comes to my dog. He's had surgery to repair a ruptured ACL and without Healthy Paws, surgery may not have been an option. Their reimbursements are done so quickly! I've heard of other companies taking awhile so I was mentally preparing myself to be on a really tight budget until I received my reimbursement but I was pleasantly surprised when I received my check about a week after I turned my form in. THANK YOU HEALTHY PAWS!
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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