Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julia Rosenthal

Couldn't be happier!

We've had a Healthy Paws policy for our 9-year-old shih tzu since adopting her from a shelter two years ago. Given how little we knew about her health history and the severe neglect she had experienced before being rescued, we thought pet health insurance might be a good idea. It turned out to be a lifesaver. If it weren't for Healthy Paws, we would have faced veterinary bills in the high four digits as we got to the bottom of our dog's health issues. Healthy Paws paid all claims within a few days. When I called to verify coverage for some of the more expensive procedures, our claims manager was both knowledgeable and compassionate. I can't remember the last time I cried on the phone with a claims manager at my own health insurer...but the sympathy and professionalism I received when talking to staff at Healthy Paws was just amazing. They're top of the line. Within the last month we submitted a claim to Healthy Paws that included charges for a series of procedures -- some covered by our policy, some not covered. Within one business day, Healthy Paws had sorted through the many charges on the invoice and was processing a check for us. They even emailed a few days later just to see how our shih tzu was recovering. If Healthy Paws covered humans, I'd sign my family up tomorrow.
5

out of 5

POSTED: | BY: veronica

Super fast payments from Insurance

We did quite a bit of research and finally decided on Healthy Paws pet insurance. Their customer service is very good and they pay out crazy fast. We've had several random weird things with our adopted, mixed bully breed and they always pay super quick, no questions asked. If only I could get my act together to send them the claims as fast as they put them out, it would be great. I highly recommend them.
5

out of 5

POSTED: | BY: Peter Nemeroff

Healthy Paws is Fantastic!!

My dog - Trixie a Bichon Frise - required major surgery & expensive medications leading up to it. The entire situation was very expensive. Healthy Paws made a painful situation much less so. I had a number of claims that were always responded to without hesitation or discussion. Claims have always been settled in an amazingly prompt fashion. I could not recommend them more highly. I am happy to report that my dog has made a full recovery & I am very grateful to Happy Paws.
5

out of 5

POSTED: | BY: Cheryl Dyer

This Company Is A Blessing!

I am a very insurance oriented person but I've never thought much about having insurance for an animal other than my show horses, however when I found Healthy Paws I decided to get the insurance for my pup, "Tucker". It truly has been a blessing for me. The company communicates effectively and this is so important. The staff kept me informed on how the claim was proceeding via email. I couldn't be more pleased. I highly recommend Healthy Paws and everyone should have this insurance because just like us, we never know when our pets will get sick or injured. Thank you so much, "Healthy Paws".
5

out of 5

POSTED: | BY: Tracey

An absolute life saver

My dog was diagnosed with 2 mast cell tumors and needed surgery by a specialist. At a time when I was completely stressed emotionally and worried about the cost, Healthy Paws came through and did exactly what they said they would do. They covered 90% if the bills minus my deductible and exam fees. I never wanted to have to make decisions for my dog's health based on money and with Healthy Paws, I didn't have to. It was truly a life saver and I will recommend Healthy Paws to family and friends.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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