Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dorian Ferrari

Best Pet Insurance anywhere

My work started offering pet Insurance with another company, but I did my homework to see who provided the best coverage and options. After dealing with a dog who had to have a number of expensive surgeries, we knew we'd never have an un-insured pet again. Healthy paws has been wonderful to work with, and has helped me take care of my babies in all of their needs. My Labrador puppy had to have shoulder surgery last week, and there were no problems with the claim or of any of the claims that came before to figure out what the problem was. These guys really care. The frosting on the cake was when they emailed me to see how she was doing after surgery. When did your insurance company ever do that! I recommend Healthy Paws to everyone.
5

out of 5

POSTED: | BY: Linda sarett

Dependable

Pet paws always tries to pay the most not the least in a timely manner.
5

out of 5

POSTED: | BY: Robert

Great company, very helpful and caring.

This company has amazed me at how helpful & polite everyone has been.  Their customer service is beyond exceptional and the claims processing turn around time is above expectation. They even contact you to check and see how your pet is recovering.
5

out of 5

POSTED: | BY: Candice

The BEST pet ins out there! Trust me, from exp!

Healthy paws pet insurance not only offers the best value, but they also provide genuine compassion for you and your fur baby... It s been a pleasure doing business with them and I will be sure to recommend to anyone I know!
5

out of 5

POSTED: | BY: Ana

completely satisfied

There were three things that were fundamental for me when looking for a dog insurance. First the monthly fee and deductible policy. Secondly the coverage, and third the customer satisfaction that implied the companies achievement of first two numerals. The monthly payments were a big deal for me, as I’m a student and I don’t have a high income. And comparing just by prices, Healthy paws was the most affordable option; in the many coverage, monthly fee and deductible combinations. In terms of coverage, healthy paw still seemed to have one of the most complete coverage if not the best. And I dedicatedly read many reviews and a high percentage of healthy paws customers’ seemed very satisfied. So I enrolled my healthy puppy with healthy paws. On my first month enrolled she started limping intermittently, and she was sadly diagnosed with elbow dysplasia. When I was at the vet's office I was very worried because apart of the bad news, I thought I had read some kind of waiting period for dysplasia diseases. Then I read my policy again and the waiting period was only for hip dysplasia, which meant her treatment would be covered. This was a big relief for me so I decided to proceed with her treatment. The Claim process has been extremely efficient and straightforward; it takes less than a week to receive a check in the mail. I cannot recommend them enough, I feel extremely lucky to be able to afford any of my dog medical needs and not let money take part on important decisions.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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