Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 33
  • 247
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Craig Horton

Healthy Paws helped save our Molly

When our 8 year old was diagnosed with Spindle Cell Sarcoma our heart sank. Our Goldens live nice long lives and all have passed 13 years of age before joining their sisters. When we found out it was a curable cancer we were glad but then came the cost of the procedures. We got Healthy Paws insurance last summer after our young puppy ate some items that cost $4,000 in emergency surgery. We added Molly to that policy. Healthy Paws not only has unlimited claims but also covers cancer. Thanks to Healthy Paws our decision to cure Molly was much easier and assisted us in saving her life. The total costs for the treatment is over $15,000 and it is all covered by Healthy Paws. The claims for the testing and surgery have already been reimbursed and we are now in the middle of the radiation treatments. Thank you Healthy Paws for being their for our Ohana (family)!!! You need pet insurance as much as you need medical insurance for your two legged family memebers and Healthy Paws is "best of breed"!
5

out of 5

POSTED: | BY: Deirdre

Quick, quality service

I wasn't sure about getting pet insurance in the first place but recently our little puppy was in the vet for a few different things. I submitted the claims and within a day I got and email saying they were being processed and about two days later received another email letting me know what our reimbursement would be. We got the checks a few days later and I got an email asking how our dog was feeling. Overall great service.
5

out of 5

POSTED: | BY: Linda May

excellend customer service

I purchased insurance for my Goldendoodle Brodie earlier this year hoping, as will all insurance, to never need to use it, but with the high cost of veterinary care felt it was a good idea. I did my research and chose Healthy Paws.A few months later Brodie developed ITP and has needed multiple visits with his veterinarian as well as the emergency clinic. He also is on at least six medications and they have been changing those in an attempt to get his test results in line. I have already sent ten claims for this illness to Healthy Paws and their response has been prompt, accurate, and without question.
5

out of 5

POSTED: | BY: Karen Rohrer

Totally pleased

We are very pleased with Healthy Paws pet insurance. They have been very prompt with payments and helpful with the process including phone calls. We would highly recommend them.
5

out of 5

POSTED: | BY: Laura

Healthy Paws is Awesome!!!

This pet insurance is the BEST! When my little friend came home in January I started looking into insurance for him. Everyone I spoke to about pet insurance said " don't waste your money, pet insurance is a scam and they will find every reason not to reimburse your claim". I did my research on the internet and found Healthy Paws and purchased the insurance. My little guy got sick a few months later and needed a lot of blood work and the bill was over $500.00. My claim was handled immediately and I was reimbursed for the entire claim minus my deductible and the office visit. It was so easy and the customer service is outstanding. I would highly recommend Healthy Paws. Laura/Denver CO

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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