Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Just adopted a lovely rescue pitty three months ago and of course she had a host of issues surface 2-3 months in. THANKFULLY we had the presence of mind to get pet insurance with Healthy Paws before they did. All claims are processed in 2-3 days and the check is in the mail in about a week. They've covered everything from blood tests to medication to allergy testing. I could go on and on but I went with Healthy Paws because of the reviews on here and I'm glad I did, because if not me and my dog would both be living in the streets haha.
5
out of 5
POSTED:
| BY: Rhiannon
Quick and efficient service!
I had my pup in the emergency vet for a bite wound to his ear on a Sunday. I filed a claim and faxed over the invoices the following week and within 4 days I had a response that not only was the check in the mail but they also followed up to see how he was doing. I really appreciated the care, concern and compassion I received from them!
5
out of 5
POSTED:
| BY: Jason King
Great insurance
Healthy Paws has consistently and fairly paid out. We have two pugs and recently one had to have back surgery after having a fall. They paid as specified in the contract without hassle. Additionally they normally send out a separate email just to ask us how are pugs are doing. Just another part of their great service. We actually had another insurance but switched to Healthy Paws a few years back specifically because we heard about their customer service and because they provided annual deductible instead of per incidence deductible.
5
out of 5
POSTED:
| BY: Jennifer
Pleasantly surprised
The Healthy Paws app is great! Claims are super easy to submit, and they are extremely fast in processing the claims. I'm still waiting for my reimbursement checks, but they said it should only take 3-5 days. They even sent me an email asking if my pup is doing ok. Great customer service.
5
out of 5
POSTED:
| BY: Jenny Price
Best choice after analyzing the fine print.
Our vet has a wellness program through another major insurer. They offer a 20% discount on their medical coverage if you have the wellness plan, so yesterday, for the first time in a few years I compared all the major plans and benefits. I was reminded of why I chose Healthy Paws in the first place. They cover so much more (hereditary, congenital, dysplasia etc.) and don't have complicated limits. Healthy Paws has NO LIMITS so if a an expensive illness occurs (cancer, diabetes, whatever), I Even though HP costs a little more total for our 7 cats, I had no choice but to stay with Healthy Paws and signed up our newest kitten withthem. I love knowing that whatever happens, we will be able to afford good care for our cats when they have a problem. They always pay quickly.
Also, my friend told me that the other insurance company (VPI) told her that after 6 months without a UTI her cat would be covered again for UTIs if she sends a letter requesting a re-evaluation of coverage. She did just that and received a response that no, they will not ever cover any UTIs. I also asked this same question when I was comparing, and told the same thing. The guy made it sound like no big deal, they do it all the time. BS. Now she is switching to Healthy Paws, too. Based on 3 years of experience with them, I know that what Healthy Paws tells me, will be what they actually do. Thanks Healthy Paws!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
